What’s cancer insurance?
It’s supplemental health coverage that helps pay for out-of-pocket medical expenses that your primary health insurance may not cover.
Who it can help
If you have an increased risk of cancer due to your family history or want extra financial protection, it may be right for you.
If you’ve previously had a cancer diagnosis, read the related FAQ.
What does cancer insurance cover?
You can get reimbursed directly for things like:
- Yearly cancer screenings and initial diagnosis.
- Radiation and chemo treatments.
- Surgeries, hospital stays and doctor visits.
- Transportation to care centers and lodging.
Why get insurance through USAA?
With Aflac, we’ve designed plans specifically for our members.
We also work closely with companies like IHC Specialty Benefits to make sure they give you the same service you’d get from us.
Is cancer insurance worth it?
Cancer is one of the most expensive medical conditions to treat. And medical bills are the leading cause of bankruptcy in the U.S., according to a study by the American Bankruptcy Institute.
Based on your age and location, you can apply for a cancer insurance plan for as little as $20.41 a month. See note 1 Knowing you’re prepared for a major health issue can help give you some peace of mind.
You can file a claim online anytime on the Aflac website, with the MyAflac mobile app, or by email or fax. Then you can choose whether they send reimbursement payments to you or your medical provider.
Depending on the insurer, you can file claims on their website or by email or fax.
The specific qualifications for cancer coverage vary from state to state. We recommend contacting an agent for complete details.
But if you’ve had skin cancer, you can get a policy that excludes skin cancer.
While critical illness insurance provides benefits for noninvasive and skin cancers, cancer insurance is meant to provide coverage for all types and stages of the disease.
We work closely with companies like IHC Specialty Benefits and Aflac to help you find the right policy to fit your needs.
Aflac offered its first cancer policy in 1957. They know how to help cancer patients with the financial challenges of the disease.
These companies also provide the same level of service you’d get from us.
Need primary health insurance?
Your wallet is better protected when you have both a primary policy and supplemental health gap insurance.
Start with a primary plan that meets your specific needs.
Get financial support in the fight against cancer.
To discuss your plan options, call a licensed sales agent.
For TTY devices, dial 711
Hours of operation for IHC Specialty Benefits
Note: Days and times may vary.
