Vision Insurance

We have an alliance with VSP® Individual Vision Plans to provide you with full-service plans.

Explore vision plans (Opens new window)

What you get with vision insurance through USAA

A VSP policy can help cover basic eye care like eye exams, prescription glasses and contact lenses.

No Waiting Period

Enroll any time and use your benefits the same day.

Flexible Payments

Pay for the whole year or make monthly payments.

Predictable Premiums

Expect little to no changes to your payments year to year.

Nationwide Network

VSP has the largest network of independent eye doctors, so you can find a provider near you.

Hearing Aid Savings

VSP offers a hearing aid discount up to 60% through TruHearing®.

Types of vision insurance plans

If you have VSP Standard, you can upgrade to VSP Plus at renewal.

VSP® Standard

Individual plans from $15 a month‍ ‍^{See note 1}

The Standard plan offers savings on eye exams, eyeglasses, contacts and more. It’s best if you need an eye exam and basic glasses.

$15 copay for exams and $25 copay for eyeglasses
$150 yearly allowance for frames or contacts
$41 to $85 for all blue light or anti-glare lens coating
$0 to $175 copay for progressive lenses depending on prescription

Read Standard benefits PDF
(Opens new window)

VSP® Plus‍ ‍‍ ‍^{See note a}

Individual plans from $23 a month‍ ‍^{See note 1}

The Plus plan offers exclusive savings for USAA members. It’s best if you want a higher frame allowance, anti-reflective coating or progressive lenses.

$10 copay for exams and $15 copay for eyeglasses
$200 yearly allowance for frames or $150 for contacts
$25 for all blue light or anti-glare lens coating
$0 to $55 copay for progressive lenses depending on prescription

Read Plus benefits PDF (Opens new window)

How does VSP vision insurance work?

Add your spouse and dependents to your plan for less than the cost of a separate individual policy.

Steps to complete How does VSP vision insurance work?

Choose a plan.

Pay for the year or monthly.
Find an in-network doctor.

Make an appointment.
Give your VSP member ID.

No card needed.

Explore vision plans (Opens new window)

Vision insurance FAQ

Standard plans start at $15 a month with copays ranging from $15 to $25. And Plus plans start at $23 a month with copays ranging from $10 to $15.

VSP can help you save over $200 a year, giving you more purchasing power.‍ ‍ To start, explore and find the plan that's right for you.

If you have VSP and choose to see an out-of-network provider, you’ll receive less coverage.
Out-of-network coverage isn’t available in Washington and Massachusetts. It varies in Maryland. Before seeing an out-of-network provider, call VSP at 833-417-0243.

Active-duty military members receive vision care through TRICARE.
If you retired from the service, you may have the option to enroll in the Federal Employees Dental and Vision Insurance Program, or FEDVIP.
FEDVIP offers vision insurance plans as an enrollee-pay-all program, meaning you won't receive any subsidy or offset toward your plan's premium costs.
Read more about vision insurance basics and military options.

When you visit a VSP network doctor, there are no claim forms to submit.
If you choose to see an out-of-network provider, you may have higher out-of-pocket costs and will have to submit a claim form and include any itemized receipts.