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Benefits of Savings Tools

  • Easy

    Save money simply and without effort.

  • No Fees

    All four of our savings tools are free to use.

  • Automatic Savings

    Once you sign up, our technology will do the work.

Boost your Savings with Automatic Savings Tools

  • Text Savings Tool

    Save small and save often.

    • Every few days, we'll analyze your checking account to see if $1 to $9 can be transferred to your chosen USAA account.
    • You'll get a daily text message with your available checking account balance.See note1
    • We'll never transfer money if it puts your balance below $100.
    USAA Savings Tool Terms of Service
    Get Started With our Text Savings Tool

  • Recurring Transfers Tool

    Set aside a portion of an automatic deposit.

    • We'll automatically transfer money to your chosen USAA account from regular deposits made into your USAA Federal Savings Bank checking account.
    • You decide which recurring deposits to use and how much gets transferred.
    • If the deposit isn't made for any reason, the money won't transfer.
    USAA Savings Tool Terms of Service
    Get Started With our Recurring Transfers Tool

  • ATM Rebates Tool

    Send your ATM fee rebates to your savings.

    • We reimburse USAA Classic Checking account holders up to $10 each monthly statement cycle for fees from ATMs outside the USAA-preferred network.See note2
    • You can have those rebates transferred automatically to your chosen USAA account.
    USAA Savings Tool Terms of Service
    Get Started With our ATM Rebates Tool

  • Tax Refunds Tool

    Make the most of your tax refund.

    • If you know you're getting a tax refund, plan to save a portion of it.
    • After your refund is deposited, we'll automatically transfer the amount you set into your chosen USAA account.
    USAA Savings Tool Terms of Service
    Get Started With our Tax Refund Tool