General
If you'd like to see the current rate for cash advances on your USAA credit card, go to your credit card statement on usaa.com or our mobile app to find your specific rate information.
There are fees associated with cash advance transactions that are generally between 3% and 5% of the amount advanced. For cash advances from your USAA credit card into your USAA checking or savings account, we'll waive that fee.
Yes. Cash advance limits depend on how you access your credit and your card's available credit limit. You can get a cash advance online, at an ATM or at a bank teller. Please note that to get a cash advance online, you'll need to have a USAA checking or savings account to deposit the money into.
All cash advance limits are subject to your card's available credit.
At an ATM
Up to $510, including any ATM fees, per card within a 24-hour period
With a teller
- USAA-issued card: Up to $1,000 per card within a 24-hour period
- Non-USAA issued card: Up to $1,000 per card, per day
Cash advance deposited into an eligible USAA checking or savings account
From a USAA-issued credit card (available on usaa.com or our mobile app)
- Daily limit: One approved transaction per member up to $2,500 per business day, based on available credit
- 30-day limit: A maximum of 8 approved transactions up to $5,000 per 30 days, based on available credit
From a non-USAA Mastercard® (available on usaa.com only)
- Daily limit: One approved transaction per member up to $500 per business day, based on available credit
- 30-day limit: A maximum of 8 approved transactions up to $4,000 per 30 days, based on available credit
For all non-USAA cards, please contact your card issuer or review the terms in your cardholder agreement if you have any questions.
Cash equivalent
Limit: $2,500 per card within a 24-hour period
Cash equivalent examples include, but aren't limited to, using your card for wire transfers, money orders, traveler's checks, person-to-person money transfers, bail bonds, lottery tickets, gambling chips, and other methods used for gambling, wagers and other betting transactions.
Yes. But additional fees may apply. For example, if you were to do a cash advance with your USAA credit card at a non-USAA ATM, that ATM may charge you a fee. Find a USAA ATM here.
Yes. To get a cash advance online, you'll need to have a USAA checking or savings account to deposit the money into.
You can use your USAA credit card at most physical bank branches that perform this type of transaction. A cash advance fee from USAA would apply, which is generally between 3% and 5% of the amount advanced, and the other financial institution may charge their own fees on cash advances.
Yes. But only Mastercard is accepted, and this transaction is only available on usaa.com, not the mobile app. You can contact your card issuer or review the terms in your cardholder agreement to determine if you'll be charged a fee for this service from the financial institution that issued the card.
No. You're unable to request an adjustment to your credit card's cash advance limit. Limits may be subject to change at any time at USAA's discretion, without prior notice.