Think about what you plan to take with you, what you need to ship and what coverage you need to help protect your stuff.
Cover more with Personal Property Plus.
This policy offers protection beyond what a renters policy covers.
It can help protect your sports equipment, bikes and e-bikes, and stuff you have with you while deployed. Plus, there's no deductible.
For more details, call us.
From within the U.S.: 800-531-8722
Or, our European landline: 00-800-531-81110
Get covered before you move in 3 easy steps.
Steps to complete Get covered before you move in 3 easy steps.
Need to transfer an existing USAA policy?
We can get you a policy that helps protect you in the Azores. We’ll make sure you don’t lose your coverage when you need it most.
Call the policy service number for your location to get started.
The Azores overseas insurance FAQ
Vehicle registration
There are 2 types of registration, military and local civilian.
- Military registration is for vehicles shipped under military agreement. Before you can register, you need a green card, or international motor insurance card. Contact us once you have your overseas address and we’ll email it to you. Then, you can register the vehicle and get a license plate from a U.S. military vehicle registration office.
- Civilian registration is for vehicles purchased locally. Visit a local registration office to register the vehicle. You can keep the license plate from the dealership or previous owner.
Report your Portuguese license plate number on usaa.com or the mobile app or call us as soon as you have it. Failure to do so could result in a fine and seizure of your vehicle.
Proof of insurance
After you register the vehicle and give us the license plate number, we’ll email you the proof of insurance. You’re required to display it in your vehicle at all times.
Yes. Taxes in the Azores are charged on all auto insurance policies. Check your declarations documents for details.
Your auto coverage
If you’re shipping your car, keep your overseas policy until it arrives. Then we can help you transfer your coverage to a stateside policy. You just need to contact us.
If you’re not taking your car, remove your name from the registration and your insurance papers from the car. After that, you can cancel the policy. You’ll need to pay a premium for any coverage you’ve received.
Your renters coverage
Keep your overseas policy while your stuff is in shipment. That way you still have protection for any covered losses on the way.
When you and your stuff are back in the U.S., we can help transfer your policy. When you’re ready, contact us.
Before you drive
- Most countries will require you to complete an accident report form. In your vehicle, you should carry a blank copy of the European Accident Statement.
- Many countries require you to have warning triangles, reflective vests and a first-aid kit in case of an accident. Check local driving regulations to find out more.
- Keep a copy of your green card handy as proof of insurance.
At the scene of the accident
- Dial 112 for emergency service in Europe. You may need to contact the police if there are injuries, you're in a hit-and-run, or the other party is uncooperative and at fault.
- Don't sign anything except the European Accident Statement. This lets each driver explain what happened but doesn't assign blame.
- Take pictures of the scene and damaged vehicles, including license plates. If possible, get the other driver’s name, license number, address, phone number and vehicle registration.
- Also get the name of their insurance carrier and policy number.
- Use a translation app to help communicate in the local language.
- In a one-car incident, find the owner of any damaged property to complete a report. If you can’t find them, leave a note at the scene and report it at the nearest police station.
Filing a claim after an accident
You can file a claim on the USAA Mobile App. Or you can file online on the USAA Claims main page. As soon as possible, contact a USAA claims representative.