Skip to Content

USAA Life Insurance Company

USAA Eagle  Express Life Insurance

Get up to $1 million in coverage in as little as a day, if you qualify.

What’s USAA Eagle Express Life Insurance?

Eagle Express is a simplified issue term life insurance policy.‍ ‍ See note 1 It offers protection with coverage and premiums fixed for a set period of time.

It’s also known as no-exam life insurance. Some people won’t need a medical exam, and the application can be completed in minutes.

Who it’s for

If you’re between 18 and 60 years old, in good health and need coverage for a fixed amount of time, Eagle Express may be for you. It’s also a great option for those who want a fast approval decision.

Extra features for service members

Our term life policy has extra features for the military,  including:‍ ‍ See note 2

  • Coverage during war.
  • Up to $25,000 to help with expenses caused by a severe injury.
  • Guaranteed coverage after leaving the military.

Support for you and your loved ones

You can trust that we’ll be there for the people who matter most to you. Our Survivor Relations team is here to help your family understand their options and next steps to take after the loss of a loved one.

Getting a policy is easy.

Steps to complete Getting a policy is easy.

  1. Get a quote

    Tell us a little about yourself, including your gender, age and where you live.

  2. Apply

    Review the term, coverage and cost and complete the application. 

  3. Get covered

    If you’re approved, coverage starts the day you make your first payment.

How much term life insurance do you need?

We suggest having enough coverage to pay off debt and replace your income for at least 10 years. But having some coverage is better than none. Let us help you figure out how much coverage you need.

Eagle Express FAQ

Everyone. While we’re focused on serving the military community, all life insurance, health insurance and retirement products offered by USAA Life Insurance Company, USAA Life Insurance Company of New York and USAA Life General Agency are available to the public.

It depends. If you apply on time, Veterans’ Group Life Insurance can be great for those who can’t qualify for other policies. However, VGLI premiums are based on age and costs can increase over time.

The USAA Eagle Express policy offers a fixed premium for the term you choose, from 10 to 30 years. Your financial needs may also be greater than the coverage amount offered through VGLI.

USAA Eagle Express offers fixed coverage for a specific amount of time. It’s great for meeting big needs that usually subside over time, including replacing lost income, paying off a mortgage and providing for education goals.

Term policies also generally offer more coverage at a lower cost than permanent policies.

Permanent policies offer coverage that lasts a lifetime, and they may build cash value. You can learn more about permanent policies.

Help protect your family with Eagle Express.