Skip to Content
Start of Content

Coverage and service as friendly as Vermont

Vermont has 15,000 miles of roadways, leading to historic sites and scenic views. If you live in the Green Mountain State, USAA offers a combination of coverage and service as friendly as Vermont. Whether you're heading to Burlington for summer lake fun or Killington to hit the ski slopes, USAA can be there for you.

USAA offers Vermont residents a large combination of car insurance coverage and excellent service.

The average cost of car insurance in Vermont

There are many things involved in determining auto insurance rates. How many miles you drive a year and your driving record both play a part in how much you'll pay.

See note$102 See noteper month

The average monthly cost for all USAA auto policies issued in Vermont in 2023.See note1

Vermont coverage requirements and minimums

As of Jan. 1, 2024, Vermont law requires drivers to have the following minimum bodily injury and property damage liability limits:

  • $25,000 of bodily injury liability coverage per person

    This helps cover expenses for injuries or deaths to other vehicles' drivers and their passengers in accidents in which you're found at fault.

  • $50,000 of bodily injury liability coverage per accident limit

    This is the total amount of coverage for expenses related to injuries or deaths to other vehicles' drivers and their passengers in accidents in which you're found at fault.

  • $10,000 of property damage liability coverage

    This coverage helps pay for damages to other people's property, including vehicles, homes and other buildings in accidents in which you're found at fault.

  • Uninsured and underinsured motorist coverage

    Vermont drivers must have uninsured motorist property damage coverage as well as uninsured and underinsured motorist coverage. These coverages help cover your expenses if you're in an accident caused by a driver who doesn't have insurance or doesn't have enough coverage.

Some drivers choose to have higher limits and more coverages for greater protection. If you're responsible for injuries and damage that cost more than your policy will cover, you may have to pay out of pocket.

A popular coverage option is roadside assistance.See note2 It can help if you're broken down and need a tow. Many drivers also add rental reimbursement.See note3 It helps cover the cost of a rental car if your vehicle is in the shop for repairs after a covered loss.

If you're making payments to a leasing company or a lender, they may also require you to carry collision and comprehensive coverages. Learn more about the different types of car insurance coverage.

Get up to 30% off your premium for being a safe driver.See note4

With USAA SafePilot®, the better you drive, the bigger the discount you may earn.

Reasons to choose USAA Auto Insurance in Vermont

A countrywide survey showed that when members switched to a USAA Auto Insurance policy, they saved an average of $725 on their annual premium.See note5 Here's what else you can expect with a USAA Auto Insurance policy.

Coverage for whatever moves you

Still have questions about car insurance?

We can help. To speak with a representative, call 800-531-USAA (8722).([thats 800-531-]8722)