Understanding long-term care
Long-term care facts
- 89% of caregivers provide care for a relative or other loved ones, such as a spouse. See note 1
- An estimated 6.7 million Americans age 65 and older are living with Alzheimer's dementia in 2023. See note 2
- 70% of people turning age 65 who will develop a severe long-term-care need in their lifetimes. See note 3
Why should I consider long-term care protection?
If you don't have long-term care protection, you may run the risk of depleting your hard-earned savings. These are the national average costs for long-term care. See note 1
Service |
Nursing home semiprivate room |
|---|---|
Yearly cost
|
$93,075 |
Rates |
$255 daily |
Service |
Assisted living facility |
Yearly cost
|
$51,600 |
Rates |
$4,300 monthly |
Service |
Home health care aide |
Yearly cost
|
$54,912 |
Rates |
$24 hourly |
Service |
Adult day care |
Yearly cost
|
$19,240 |
Rates |
$74 daily |
Why should I consider long-term care protection?
If you don't have long-term care protection, you may run the risk of depleting your hard-earned savings. These are the national average costs for long-term care. See note 1
| Service | Yearly cost
|
Rates |
|---|---|---|
Nursing home semiprivate room |
$93,075 |
$255 daily |
Assisted living facility |
$51,600 |
$4,300 monthly |
Home health care aide |
$54,912 |
$24 hourly |
Adult day care |
$19,240 |
$74 daily |
If you don't have long-term care protection, you may run the risk of depleting your hard-earned savings. These are the national average costs for long-term care. See note 1
| Service | Nursing home semiprivate room |
|---|---|
| Yearly cost
|
$93,075 |
| Rates | $255 daily |
| Service | Assisted living facility |
| Yearly cost
|
$51,600 |
| Rates | $4,300 monthly |
| Service | Home health care aide |
| Yearly cost
|
$54,912 |
| Rates | $24 hourly |
| Service | Adult day care |
| Yearly cost
|
$19,240 |
| Rates | $74 daily |
Explore long-term care costs in your area.
When you understand what you can expect to pay, you can help protect your savings and other assets.
Prepare for the long term with confidence.
Our specialists can help you create a plan to fit your needs and financial situation. Schedule a call or call 800-531-1426.
Questions about an existing policy?
Our representatives are here to help.
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