USAA 529 Savings Plan

What is a USAA 529 Education Savings Plan?

A 529 plan is more than just a savings account. It's an investment account that gives you tax benefits while saving for education.

You can open an account for anyone, including yourself, for a low initial amount and automatic contribution starting at $50. If plans change, you can choose another beneficiary, or you can pay for your own education. Proceeds from a 529 plan work for qualified expenses for kindergarten through 12th-grade tuition and higher education.

Key benefits of a USAA 529 Education Savings Plan

With a 529 plan, education planning with smart savings is easy.

K to 12 Tuition Expenses

Use up to $10,000 per year to pay for kindergarten through 12th-grade tuition-related expenses for public or private schools.
Higher Education

Use this to help pay for home school, college tuition, books, laptops, continuing education courses, and trade and vocational schools.
Tax Advantages for Withdrawals

Qualified withdrawals from your 529 plan aren't subject to federal income tax.

Get started with a USAA 529 Education Savings Plan at Victory Capital.

Save for education expenses for school, tuition costs and course materials while taking advantage of tax benefits.

Open a 529 Plan

Know the basics for investing and retirement.

At USAA, we want you to feel confident when you're investing. Whether you're investing short-term for a dream vacation or long-term for retirement, learning the basic principles could be a good place to get started, so you can make informed decisions for your future.

Get to know the basics

Important Information from USAA Investment Services Company (ISCO):
Review our relationship with you in our Relationship Summary PDF.

Important information from Victory Capital:
Carefully consider the investment objectives, risks, charges and expenses of the USAA 529 Education Savings Plan (Plan) before investing. Visit vcm.com/prospectus for a Plan Description and Participation Agreement containing this and other information about the Plan from Victory Capital Services, Inc., Underwriter and Distributor. Read it carefully before investing.

Learn more about USAA Investment Services Company or Victory Capital Services, Inc. on FINRA's BrokerCheck website.

Investment and Insurance Products are:

Not Insured by the FDIC or Any Federal Government Agency
Not a Deposit or Other Obligation of, or Guaranteed by, the Bank
Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Investing involves risk, including potential loss of principal.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions.

Diversification and automatic investment plans don't assure a profit or protect against loss in declining markets.

Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

USAA Investment Services Company (ISCO), a registered broker-dealer, provides referral and marketing services on behalf of Victory Capital Services, Inc. (VCS), a registered broker-dealer.

Important Information from Victory Capital:

Earnings on nonqualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements. Federal and state tax laws are subject to change, please consult with a tax advisor.

There is a $10 annual fee that may be waived once you invest at least $50 per month through automatic investments or reach an account balance of $1,000. Additionally, there is a fee up to 0.12% paid to the State of Nevada Board for sponsoring the plan.

The Plan is sponsored by the state of Nevada, acting through the Trustees of the College Savings Plans of Nevada. Interests in the Plan are municipal fund securities issued by the Nevada College Savings Trust Fund. Anyone may invest in the Plan and use the proceeds for qualified education expenses in any state. Before investing, consider whether any 529 plan offered by your home state or your beneficiary's home state offers state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that may not be available through the Plan. Federal and state tax benefits may be conditioned on meeting certain requirements. If you withdraw money from the Plan for something other than qualified education expenses, you will owe federal income tax and may face a 10% federal tax penalty on earnings as well as state and local taxes. Consult a tax advisor.

The USAA 529 Education Savings Plan (Plan) is distributed by Victory Capital Services, Inc. (VCS). VCS is not affiliated with United Services Automobile Association or its affiliates (USAA). USAA and the USAA logo are registered trademarks of USAA and are being used under license.

Please click here for important information regarding Victory Capital.

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529 COLLEGE SAVINGS PLAN BROUGHT TO YOU BY VICTORY CAPITAL

Save for the future.

What is a USAA 529 Education Savings Plan?

Key benefits of a USAA 529 Education Savings Plan

K to 12 Tuition Expenses

Higher Education

Tax Advantages for Withdrawals

Get started with a USAA 529 Education Savings Plan at Victory Capital.

Know the basics for investing and retirement.