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Event insurance for your special day

Relax and enjoy your event with coverage through our alliance with Markel American Insurance Company.

Get a quote for event insurance

Protection for all kinds of events

Event insurance, also known as one-day event insurance or wedding insurance, helps cover these special gatherings and more.

  • Weddings

  • Retirement celebrations

  • Corporate dinners and meetings‍ ‍ See note 1

  • Family reunions

  • Anniversary parties

  • Memorial services

  • Baby showers

  • Fundraisers

  • Quinceañeras, bar mitzvahs and bat mitzvahs

  • Birthday parties

  • Nonprofit functions

  • Baptisms and other religious gatherings

Types of coverage you can get

You’ve spent all this time planning. Now put the finishing touch on your event with coverage for things outside of your control.

Event liability

This can help protect you if you're held responsible for property damage to the venue or injuries. It can include:‍ ‍ See note 2

  • Bodily injury and property damage up to $2 million total.
  • Host liquor liability for alcohol-related incidents.
  • Event liability requirements your venue has.

Event cancellation

This can help reimburse you for lost deposits and fees. It may cover these unexpected circumstances and more:‍ ‍ See note 2

  • Extreme weather
  • Vendor bankruptcy
  • Military deployment
  • Accident or illness

Ways event insurance can help protect weddings and more

Here are some examples of how a policy can help:

  • Your venue goes bankrupt and closes just weeks before your event. Event cancellation coverage could save you thousands.
  • You accidentally break a statue at the venue while you're cleaning up after the event. Event liability coverage could help pay for the damage.

Special coverage if you’re hosting at home

A Markel event liability policy may act as your primary coverage over a homeowners policy.

So, if you’re hosting at home and have a covered claim, it might pay first before your homeowners policy kicks in.

Why get event insurance through the USAA Insurance Agency?

We offer a great mix of pricing and service through our alliance with a leading event insurance provider, Markel.

We've worked with Markel since 2007, and their dedicated teams are ready to help make sure you receive a similar level of service you expect from USAA.

How much is event insurance?

Save up to 15% when you buy both liability and cancellation coverage. State restrictions may apply.

  • Event liability coverage: The cost ranges from $75 to $235, with limits starting at $500,000. You can exclude liquor liability coverage if you don’t serve any alcohol at your event.
  • Event cancellation coverage: The cost can be as little as $130, with limits starting at $7,500 and going up to $100,000.
Get a quote for event insurance

Event insurance FAQ

You need to buy event cancellation coverage at least 14 days before your event and event liability coverage at least 1 day before your event.

If you’re planning ahead, you can buy either coverage up to 2 years in advance.

Keep in mind that many venues require proof of insurance at least 30 days before the event.

Event insurance generally provides “day of” coverage for the actual event. If your event is more than 1 day, you may need to buy multiple policies.

But if you get event liability coverage for a wedding, it’ll also cover the rehearsal and a rehearsal dinner up to 48 hours before the event, as well as setup and teardown within 24 hours.

You may be covered if you need to postpone or cancel your event because the guest of honor is a full-time military member who unexpectedly gets deployed or called back to duty.

You may also be covered if the guest of honor is a police officer or firefighter who has to return to duty.

You can get event liability coverage for weddings in or on cruise ships departing from one of the following places:

  • United States
  • U.S. territories and possessions
  • Canada

You can get event cancellation coverage for weddings in or on cruise ships departing from one of the following places:

  • United States
  • U.S. territories and possessions
  • Canada 
  • United Kingdom
  • Mexico
  • The Bahamas
  • Bermuda
  • Caribbean Islands, excluding Cuba

Have more questions?

Specialists at Markel are ready to help.

Call 800-388-0169

For TTY devices, dial 711

Hours of operation for Markel

Monday to Friday
7:30 a.m. to 8 p.m. CT
Saturday
9:00 a.m. to 5 p.m. CT

Note: Days and times may vary.

Relax and enjoy your event knowing you're protected.

Get a quote for event insurance