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Insurance claims fraud

Insurance fraud costs Americans billions of dollars each year. Learn how to protect yourself and your money from fraud.

What’s insurance fraud?

Insurance fraud is when someone lies or exaggerates information in a claim to try to get money from an insurance company.

This includes things like making fake claims, saying damage is worse than it is, pretending to be hurt or using fake information.

Common types of insurance fraud

Contractor fraud

This happens when a contractor deceives a client by charging extra or not finishing the job.

Staged auto accident fraud

This involves staging auto accidents or making false claims about fake injuries and car damage to collect insurance money.

Auto repair fraud

This is when repair shops claim normal wear and tear as damage or charge for unnecessary or incomplete repairs.

Auto theft

This happens when someone lies about a car being stolen or its value to get insurance money.

Disaster fraud

This involves making false claims to insurance companies or government agencies for financial gain after a natural disaster.

How we help fight fraud

Our special investigations unit, or SIU, is dedicated to protecting your assets and our business by finding ways to reduce fraud.

Our efforts include:

  • Investigating possible fraud.
  • Partnering with law enforcement to help stop fraudsters.
  • Training our claims employees to identify and help prevent fraud.

Take action against fraud

Here’s what to do if you see something unusual:

Get help reporting fraud