Top of Annuities Calculator

Deferred Annuity Calculator^{See note1}

See how much guaranteed^{See note2} tax deferred growth a 3, 5 or 10 year Fixed Guaranteed Growth (FGG^{See note3}) annuity provides.

$1,200 minimum contribution per year (optional). Amount must be 0 or at least 1,200 dollars

Results:

Fixed Guaranteed Growth 3-Year annuity Annuity Calculator Results.

Interest Rate
years 1 to 3

Guaranteed Minimum Interest Rate
years 4 to 14^{See notea}

Guaranteed Minimum Interest Rate
years 15 and more^{See notea}

Ending value

To qualify for a 3-Year Fixed Guaranteed Growth Annuity, you would need to start with at least $50,000.

Fees may apply if you withdraw money from a 3-Year Fixed Guaranteed Growth Annuity in the first 3 years.

Fees may apply if you withdraw money from a 5-year Fixed Guaranteed Growth Annuity in the first 3 years.
Fixed Guaranteed Growth Annuity Calculator Results.
Show 5-year rate

Show 10-year rate
Interest Rate
years 1 to 10

Guaranteed Minimum Interest Rate
years 11 to 14^{See notea}

Guaranteed Minimum Interest Rate
years 15 and more^{See notea}
Ending value
While you have access to a portion of your account each year, fees may apply if you withdraw more than that amount before year 10.

While you have access to a portion of your account each year, fees may apply if you withdraw more than that amount before year 5.

You need to start with at least $20,000 to qualify for a 10-Year Fixed Guaranteed Growth Annuity and at least $20,000 to qualify for a 5-Year Fixed Guaranteed Growth Annuity. Neither allows for contributions over time.

To qualify for a 5-Year Fixed Guaranteed Growth Annuity, you would need to start with at least $20,000. This type of annuity doesn't allow for additional contributions.

To qualify for a 10-Year Fixed Guaranteed Growth Annuity, you would need to start with at least $20,000. This type of annuity doesn't allow for additional contributions.

Open a 10 Year Flexible Guaranteed Growth Annuity account Open a 5 Year Flexible Guaranteed Growth Annuity account

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Bonus

Earn an additional bonus on any money you put in during the first year.

Withdrawals

There will be a one-time charge if you withdraw more than 10% of your funds.

Hours of Operation

Monday to Friday	7:30 a.m. to 8 p.m. CT
Saturday and Sunday	Closed

Ready to talk to us about your ideal retirement?

We know buying an annuity is a big financial step. That's why our retirement income specialists can help you develop a plan for your financial future at no charge. Schedule a call or call us directly at 800-531-3392 ( Hours (Opens Pop-up Layer) ).

Note:a Interest rates are subject to change, but they'll never be less than the guaranteed minimum. Your interest rate will be the rate in effect on the day we receive your money.

Rate effective today and interest rates shown are for Texas contracts. Your actual rates will depend on your state.

Professional guidance

Our Retirement Income Specialists can help you develop a complimentary retirement income review. Their customized planning and strategies for receiving payments^{See note4} from your annuity can help you retire with confidence.

Schedule a call

3.85

3.90

4.50

1.75

2.80

4.10

4.65

4.40

4.80

1.75

2.80

Note 1 This calculator is a self-help tool. You should enter figures that reflect your individual situation. This information is provided for illustrative purposes only. The above annuity calculator estimate is based in part on the information you entered.

Note 2 Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength.

Note 3 Fixed Guaranteed Growth earns interest at the rate in effect at the time of purchase. Rate guaranteed for the period selected. Afterwards, interest rates may change monthly, but not below the minimum guaranteed interest rate.

Note 4 Money not previously taxed is taxed as income when paid. Withdrawals before age 59½ may be subject to a 10% federal tax penalty.

This tool is not intended to offer any tax, legal or financial advice. It is always a good idea to consult your tax, legal and financial advisors regarding your specific situation. Furthermore, this tool does not ensure the availability of, or your eligibility for, any specific product with USAA Life insurance companies.

Your actual values may differ from those shown in your Contract Summary based on the actual amount you've paid at the time of issue.

An annuity is a long-term insurance contract issued by an insurance company designed to provide a retirement income stream for life. Once the contract principal is converted into an income stream, you will no longer have access to your principal as a lump sum. Terms, conditions, limitations and surrender charges may apply.

Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.

Fixed Guaranteed Growth (FGG): Forms ICC2398732 06-23, ASP98784CA 10-18, ASP98782ST 10-18, ASP98783FL 06-23, ASP98785ND 10-18, ASP98863SD 10-18, NSP98868NY 10-18

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Deferred Annuity CalculatorSee note1

Results:

Fixed Guaranteed Growth 3-Year annuity Annuity Calculator Results.

Fixed Guaranteed Growth Annuity Calculator Results.

Bonus

Withdrawals

Professional guidance

Deferred Annuity Calculator^{See note1}