Medicare Supplement
Also called Medigap
This fills in the gaps of Original Medicare by helping cover out-of-pocket costs like copays, coinsurance and deductibles. Plus, visit any doctor that takes Medicare.
Call 800-531-9164
For TTY devices, dial 711
Hours of operation for USAA Health Solutions
Note: Days and times may vary
Get more coverage as a veteran.
We’re dedicated to helping military veterans and their spouses who use the VA.
If you’re a veteran who is eligible for Medicare, you could choose a low-premium Humana Medicare Advantage plan to replace your Original Medicare plan in certain states.
These types of plans work with your VA benefits and can give you more care options.
We're partnering with Humana and their Medicare Advantage plans to meet veterans’ health care needs.
Medicare FAQ
Standard coverage is the same nationwide because Medicare sets the levels for what’s covered by Part A and Part B.
But the additional coverage you can add from private insurers can vary by state.
You don’t have to sign up. But getting it now can help you avoid paying a penalty for Medicare Part B if you lose your VA health benefits and need Medicare later.
Medicare can also help if you need care outside of the VA system, like while you travel. Some plans could help cover costs that the VA won’t pay for.
If you add a prescription drug plan, you can also get medications from local pharmacies and the VA.
The Medicare Initial Enrollment Period, or IEP, lasts 7 months.
It includes the month you turn 65 plus the 3 months before and after.
For example, if your birthday is May 4, your IEP will be Feb. 1 through Aug. 31. If you sign up before your birthday, coverage starts the first day of your birthday month, so May 1.
If your birthday is on the first of the month, your IEP starts as if your birthday happened the month before. For example, if you turn 65 on May 1, your IEP is Jan. 1 through July 31. If you sign up during the first 3 months of the IEP in this example, your coverage would start the first day of the month before your birthday, so April 1.
You may be eligible for Medicare even earlier if you have a qualifying disability, end-stage renal disease or amyotrophic lateral sclerosis.
If you aren't eligible for Medicare based on age or for medical reasons, we can still help you with health insurance.
Some Medicare Advantage plans come with vision, hearing and dental coverage. You can also shop for stand-alone plans to complement the health insurance you choose.
We’ve partnered with leading insurance providers to offer vision coverage and dental plans. You can get these plans through us any time of the year.
Coverage usually starts immediately after enrollment. You can make changes once per year when it's time to renew or if you have a qualifying life event.