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Humana Medicare Advantage for veterans and their spouses

Find $0 premium Humana USAA Honor Giveback plans to complement your VA benefits. Humana plans may not be available in all areas.‍ ‍ See note 1 Questions? Call us at 800-531-1420.

We're partnering with Humana to meet more of your health care needs.

What you can get with Humana USAA Honor Giveback plans

These are Medicare Advantage plans, which are also known as Part C. They include Medicare Part A and Part B, plus extra benefits.

These plans are designed with veterans and their spouses in mind and are available to all who are eligible for Medicare. They work alongside your VA benefits to give you more care options. You can choose between VA health care providers or your plan’s network to get the right care for your needs.

$0 monthly plan premiums

You don’t have to pay a monthly premium for coverage. Humana designs the plans to be affordable, and the federal government pays a flat fee to cover your Medicare benefits.

Part B giveback‍ ‍‍ ‍ See note 2

Some of these veteran-focused plans offer a Part B giveback — a benefit that adds money back to your Social Security check every month.

Prescription drug coverage

If you choose the Humana USAA Honor Giveback with Rx plan, you can fill prescriptions at an in-network-pharmacy, or use your VA benefits to fill through the VA. This offer is only available in select markets.

Dental, vision, hearing and other benefits

Support your overall health. These plans come with dental coverage for 2 free cleanings and exams, plus $0 copays for covered preventive dental services. Plus, you get routine vision and hearing coverage, routine vaccines and more.

A wider network of care

Save a trip to the VA. With Humana's broad network, you can visit an in-network urgent care, hospital, doctor or specialist closer to home.

Who can enroll in a Humana USAA Honor Giveback plan?

You don't have to be a veteran or a USAA member to apply.

You only need to have signed up for Original Medicare Part A and Part B and live in the .

If our plans don't work for your needs, there may be other Humana plans available in your area. Check out other Medicare Advantage plans.

Service area for Humana USAA Honor Giveback plans

Humana USAA Honor Giveback plan

Statewide: AL, AR, AZ, DE, GA, IL, IN, KY, LA, ME, MI, MO, NC, NH, NJ, OH, SC, TN, VA, WV

Select areas: CA, CO, CT, FL, HI, ID, IA, KS, MA, MD, MN, MS, MT, NE, ND, NM, NV, NY, OK, OR, PA, RI, SD, TX, UT, VT, WA, WI, WY

Not available in: Alaska, D.C. and Puerto Rico

Humana USAA Honor Giveback with Rx plan

Statewide: KY, MI, OH, IN, IA, WV

Select areas: AZ, CA, HI, NE, PA, TX, WI

Why we chose Humana

Like us, Humana is honored to serve the military community. Together, we're providing health care options that demonstrate our joint commitment to your well-being.

Find out why Humana is the national Medicare plan provider recommended by veterans service organizations.

Humana and its veterans' network

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As veterans transition from military to civilian life, there's a role for society to play. There's also a role for Humana as we partner with these veteran focused organizers to ensure that our veterans have access to all the care that they need. The veterans’ benefits landscape can be incredibly complicated, especially for transitioning service members who may have never needed to access their earned benefits before.

What the VFW in our global network of advocates does is we provide representation throughout the process, help explain to veterans what they need to know about their earned benefits, what they may qualify for, and then walk them through that process. It's a lot like going into a big city without a roadmap and going into the claims system. So our service officers are that roadmap.

We're doing what we can in partnership with Humana to make sure that, hey, let's get the message out there that there are avenues for you to turn to. There are places for you to be able to talk to people and get assistance. When a veteran comes to one of our service officers, they're usually there because of a chronic health condition or some other unmet need.

And so when our advocates are meeting with veterans, it's critical that they can identify things like food insecurity, access to health care issues, or even stable housing or potential family and relationship issues. These are all predictive factors for suicide, homelessness, other crises in their life. But when you partner with someone like Humana who understands the health care needs and concerns like they do to help push the message even further and broaden the reach that we have, it makes a significant impact on the community.

At Humana, we are committed to whole person health and what that means, in particular for our veterans, is to ensure that they are not only getting the medical care that they need, but that we're really focused also on their behavioral health needs. We're very concerned about the risk that veterans have for suicide. And so we're focused on good mental health or behavioral health needs, clinical health needs, as well as addressing the social determinants of health that contribute to overall well-being.

We do suicide prevention online training, where you can actually go through this program and learn how to talk to someone about suicide. When I am doing events out in the community and saying, hey, I am focusing on veteran's suicide and Humana jumps on board, that just gives me that boost of confidence that I can continue to create other programs.

That's going to help veterans. Veterans have done so much to serve our country that they deserve to have the best health possible. And so Humana is committed to helping them achieve their best health through not only ensuring they get the right clinical medical care, but ensuring that we can try to help them remove these social health barriers one at a time.

Beyond what Humana has brought to the table for helping to train our service officers, Humana and its Veterans Network specifically bring resources to our communities to better reach veterans and better address those social determinants of health. What our service officers provide is just one facet of that. We can help steer a veteran toward economic stability, stable housing, even access to health care through VA.

But there are other things that we can't address, and that's really where Humana has stepped up to the plate to make sure that there are reliable resources for veterans. Our veterans have given so much to our country. Through these partnerships, we hope to give back by ensuring that our veterans have access to all the services that they deserve.

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Expert guidance when you need it

We have licensed insurance agents trained in Medicare annual enrollment. They can help review your options and compare benefits, so you can choose a plan that meets your needs.

We’ve also trained licensed Humana agents to understand the needs of veterans and give you the same quality service you expect from us.

If you have questions about your Medicare options, call us at 800-531-1420.

Humana Medicare Advantage FAQ

Enrolling in a Medicare Advantage plan is optional, however the VA encourages you to sign up for Medicare as soon as you can if you think you'll need health care outside of their system.

If you live far from a VA facility, you may want health care options closer to home. You may also want more options for urgent care or additional benefits like dental or vision coverage.

Using a Medicare Advantage plan with TRICARE or ChampVA may result in a more complex experience. Medicare Advantage plans are a better fit for veterans who need more health care options beyond their current VA health benefits.

If you're not sure about your situation, we recommend you speak with a licensed insurance agent.

You can enroll in a Humana USAA Honor Giveback plan during:

  • Your open enrollment period when you first become eligible.
  • The Medicare Annual Enrollment Period that occurs from Oct. 15 to Dec. 7 every year.

You can also enroll when you have a qualifying life event like losing coverage or moving to a new state.

The VA recommends that you give them your plan information. You can learn more about having VA health care with other insurance on their website.

A Medicare Advantage plan won't affect your VA health care benefits or how you use them.

Plans built with veterans in mind

Humana Medicare Advantage plans offer more benefits with Humana USAA Honor Giveback plans. Questions? Call us or schedule a call.

Call 800-531-1420

For TTY devices, dial 711

Hours

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Wednesday and Friday
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