Join to get an insurance quote
Looking to join USAA?
Find out if you're eligible and get an insurance quote to protect what's important to you.
Who can join?
Our products and services are open to current and former military and their spouses. Children of USAA members can join, too.
U.S. Military Members and Veterans
Active Duty, Guard or Reserve
If you're serving in the U.S. Armed Forces, provide your:
- Branch of service
- Rank
- Entry to active service date
Veterans
If you're separated or retired from the U.S. Armed Forces with an Honorable or General Under Honorable Conditions discharge, provide your:
- Branch of service
- Rank
- Service start and end dates
Precommissioned Officers
Contracted Cadet or Midshipman
If you're a contracted cadet or midshipman attending a U.S. Service Academy, Prep School or ROTC program, provide your:
- Branch of service
- Commissioning source
- Commissioning date
Note: If you separated from a U.S. Service Academy before commissioning, you may be eligible to join USAA. You must have separated with a cadet ranking and an Honorable or General Under Honorable Conditions discharge. Call 800-531-USAA (8722), that's 800-531-8722 to see if you qualify.
Officer Candidates
If you're commissioning within 24 months, provide your:
- Branch of service
- Commissioning source
- Commissioning date
Spouses and Children
Spouses
If your spouse is currently serving or a veteran with an Honorable or General Under Honorable Conditions discharge, and is not a USAA member, you'll need to create their profile first. Provide the following:
- Branch of service
- Rank
- Service dates
If your spouse is a USAA member, provide their:
- Social Security number
Former Spouses and Widowed
If you're divorced from a USAA member and haven't remarried, provide your former spouse's:
- USAA number
Note: Your former spouse must have joined USAA before or during your marriage for you to qualify.
If you're widowed and your spouse was a member, provide their:
- USAA number
Children
If your parent is a USAA member, provide their:
- USAA number
Frequently Asked Questions
Possibly. Not all members have served in the military. If your parents or spouse are members, then you may be eligible to join.
Benefits of USAA Auto Insurance
Members who switched to USAA Auto Insurance on average saved $725See note1 on their annual premium. Here are some other benefits.
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Pick a payment plan that fits your pay schedule.See note2
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Get coverage that starts the day you need it — even if that's today.
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Access the claims center, all day, every day.
Benefits of USAA Home and Renters Insurance
Reassure yourself with coverage for fire, theft, most weather-related events and other unexpected events. Depending on the coverage you choose, here are ways a policy with USAA can help protect you and your family.
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Personal items are covered at today's value.See note3
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Get award-winning service when the unexpected occurs.
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Save up to 10% when you bundle auto and property insurance.See note4
Additional Insurance Options
From insurance for your furry family members to insurance for your motorcycle, RV and even that rental property you've been working on, here are some of our other insurance options through USAA and the USAA Insurance Agency.
Discover the benefits of membership.
When you join, you become part of a family who stands by you through every stage of your life.