Additional living expenses FAQ
If you find that you can't live in your home due to a covered loss, your policy may provide coverage for any increase in your reasonable living expenses. This would help you maintain your normal standard of living.
You may be reimbursed for covered expenses above your normal day-to-day expenses due to your temporary relocation, such as:
- Housing including a hotel
- Pet boarding
- Moving costs
- Temporary storage
- Increased meal expenses
- Gas
- Laundry
- Parking
If you must move out of your home, we'll try to keep you as close to your home as possible.
Hold onto any receipts and submit them to our claims center on usaa.com or the USAA Mobile App.
Your policy provides coverage for ALE for the shortest time required to complete the covered repairs. If you permanently relocate, it's the shortest time needed for your household to settle elsewhere or until you have reached the policy limit.
Work with your contractor to determine the timeline for your repairs and give the information to your adjuster at your earliest convenience.
Yes. We've partnered with temporary housing vendors that may assist in locating accommodations during your covered repairs. You may be contacted directly by the vendor to confirm housing.
If you're staying at a friend's house while your home is unlivable and your friend is charging you to stay, message your adjuster through our claims center and provide the details to them.