General
Apple Pay is a contactless payment technology used to make secure mobile payments with retailers in-store that accept it and can be used for online purchases. You can download Apple Pay from the App Store.
You can add a USAA Visa® debit or credit card through the USAA Mobile App or the Apple Pay app. But you'll need to add your USAA American Express®Credit Card through the Apple Pay app.
To add a Visa debit or credit card through the USAA Mobile App:
- Log on and select the account associated with the card you are adding.
- Select the Account Summary of the card you want to add.
- Select "Add to Apple Wallet."
You can also visit our how-to tutorial.
For instructions on adding a USAA Visa debit or credit card or USAA American Express Credit Card to a device through the Apple Pay app, visit Apple Pay Support. If the USAA card you're trying to add isn't accepted, call us at 800-531-USAA (8722).
To make a purchase with Apple Pay in-store:
- Open the Apple Pay app on your mobile device.
- Select the card you want to use.
- Hold the top of your mobile device near the contactless reader to complete your purchase.
If a transaction does not register, get help making a purchase using Apple Support.
You can use Apple Pay in stores or on apps and websites where you find the Apple Pay logo and the Contactless Symbol.
To learn if Apple Pay is compatible with your device, contact your service provider or visit Apple Support.
No. You can only add your USAA Visa debit and credit cards through our mobile app. USAA American Express cardholders, please add your card directly through your Apple Pay app located on your mobile device.
Yes. In addition to Apple Pay, you can use your USAA debit and credit cards with Google Pay® and Samsung Pay®.
For updates and additional information, visit Apple Pay Support.
Security
When you use Apple Pay, a virtual account number is sent to the merchant for that purchase. This helps to keep your actual USAA card information safe. Before making the purchase, you'll need to unlock your mobile device.
If you see any transaction on your USAA debit or credit card that you don't recognize, call us immediately at 800-531-USAA (8722).
Apple Pay can't be used without unlocking your mobile device. But if you lose your mobile device, you can do one of the following:
- Lock or erase your Apple Pay account through iCloud Find My iPhone.
- Block or delete your USAA cards on usaa.com. Log on and go to your Account Summary for the account you want to block. Select "Manage Devices for Mobile Pay."