Before you get started, you'll want to make sure the person you're adding gave you permission to share information about them. You should also check if they're listed in your profile. If they're not listed, you'll need to add them. Finally, you'll need the expiration date and security code from your credit card.

The authorized user should know that we'll report account information to credit reporting agencies in their name. This may affect their credit score.

Follow these steps:

• Go to the transaction page for your credit card.
• On usaa.com, select "Manage authorized users."
• On the mobile app, open the menu and select "My Account & Card." Then select "Manage authorized users."
• Choose the person you want to add.
• Choose their level of access.
• Verify the information of the request and select submit.

Call us at 800-531-USAA (8722). When you remove the authorized user, their credit card will no longer work. Be sure the authorized user cancels any recurring transactions they had set up.

You can add up to 10 authorized users. Each one needs to be in your profile before they can get a credit card.

No. You, the primary account holder, are responsible for paying all charges.

There could be several reasons why you or the selected user might not be eligible.

• You are not the primary cardholder of the account.
• You can only add authorized users who are 18 or older.
• There are missing details of the user that need to be provided before they can be added as an authorized user.
• The account has a maximum of 10 authorized users.
• We already have a pending change to the user.
• The address on the account recently changed or is restricted for suspicious activity.