Skip to Content
Start of Content

Log on to check your eligibility.

Why choose a USAA Career Starter Loan?

Getting the money you need at a reasonable rate can be a responsible way to build credit as you start your career. Our low interest rate loans help new officers avoid the burden of high interest debt.

Ways to Use Your Loan

  • Buy a car.
  • Consolidate high interest credit card debt.
  • Build emergency savings.
  • Pay for military uniforms.

Remember that this loan cannot be used for education expenses.

Plan your expenses

How to Apply for a USAA Career Starter Loan

  • Step 1: Become a USAA Member

    Apply for membership to gain access to USAA products and services.

    Join USAA  Membership

  • Step 2: Open a Checking Account

    Set up a USAA Federal Savings Bank checking account to be eligible to apply.

    Learn More About Opening a Checking Account

  • Step 3: Apply for the Loan

    We'll ask for details like income, housing and commissioning information.

USAA Career Starter Loan Frequently Asked Questions

How can I use the money?

Do I have to have a USAA Federal Savings Bank account?

More Resources for Your Military Career