Pay safely with USAA Bank.
Learn about the security features we provide and how you can help keep your information and account secure.
How USAA Bank helps protect you
Trust your account is safe with these security features and tools.
Security and fraud alerts
We'll monitor your account and notify you if we see suspicious activity on your USAA Bank debit or credit card. You can also set up and manage additional alerts. See note 1 These extra alerts can be personalized based on your habits, needs and accounts.
Zero liability
Stay protected in case of unauthorized purchases. You're not liable if your USAA Bank debit See note 2 or credit card See note 3 is lost, stolen or fraudulently used — online or in person.
Protection that travels with you
USAA Bank makes traveling with your card easy. Our enhanced security measures allow us to monitor your account wherever you are.
Contactless payment
Pay in seconds with the tap of your card at a contactless-enabled terminal. Each transaction is secured with a unique one-time security code to help prevent fraud. Just look for the EMVCo Contactless Indicator on your card, or learn more about contactless cards.
How you can protect yourself
Card block and unblock
Not sure if your USAA Bank debit or credit card has been lost but want to protect your account? We've got a tool for that. Temporarily block your card if it's misplaced. Then, if you find it, quickly unblock it at any time.
Digital wallet
Add USAA Bank cards to your digital device for convenient digital payments. Your card information isn't stored on your device or shared with merchants, so shopping is secure. And you're still covered by our zero liability policy. See note 2, See note 3
Added logon security
Add an extra line of defense to help protect your accounts and reduce the risk of fraud. We offer a variety of ways to securely access your accounts, including a PIN, a one-time code, and fingerprint or face recognition.
Step up your security game.
Check out the USAA Bank Security Center for more on how you and USAA Bank can help protect your finances.
