CASHBACK REWARDS PLUS
CREDIT CARD
5% cash back
at gas stations and
military bases
military bases
on your first $3,000 in combined purchases yearly.See note1
Apply now Not a member? Join now. It's free and easy.Low intro APR offer
0% intro APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 16.40% to 28.40% variable regular APR will apply to introductory balances. There is a fee of 5% of the amount of each balance transfer and convenience check from account opening.See note2,3 View rates and fees for more details.*
Important information: If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.See note2
How much cash back can you earn?
5%
at gas stations and military
bases, combined
on your first $3,000 in purchases yearly
2%
on groceries
on your first $3,000 in purchases yearly
1%
on other purchases -
unlimited
No annual fee*
No foreign transaction fees*
No penalty APR*
Redeem your way
Your cash back never expires. Redeem for what matters most.
Cash back, statement
credit and more
Travel
accommodations
Gift cards
and merchandise
Charitable
contributions
Even more benefits
Cell phone protectionSee note4
Purchase securitySee note4
Auto rental collision damage waiverSee note4
Trip cancellation and interruptionSee note4
Baggage delay reimbursementSee note4
Zero liability on unauthorized purchasesSee note5
CASHBACK REWARDS PLUS
CREDIT CARD
Save on interest
& earn cash back
Apply for the card with a low intro APR on balance transfers and convenience checks,See note2,3 plus 5% cash back on your first $3,000 in combined gas station and military base purchases yearly.See note1
Apply now Not a member? Join now. It's free and easy. USAA Credit Card Agreement (PDF) USAA Credit Card Agreement (PDF)
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DISCLOSURES
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1 You will earn rewards based on your Qualifying Purchases. Qualifying Purchases are the Purchases of products or services that post to your Account, minus any returns, refunds, or other adjustments made with your Account by you or an Authorized User of your Account. Certain restrictions apply, including limitations if your Account becomes delinquent or closed. Transactions that are not Qualifying Purchases do not earn rewards. See the Reward Program Terms and Conditions for more information.
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2 If you transfer a balance, write a Convenience Check, or take a Cash Advance, we will charge you interest on all new and outstanding Purchases (unless you have an introductory or promotional 0% APR on Purchases) until you pay your entire balance in full, including the amount of any Balance Transfer, Convenience Check or Cash Advance. After that, you will have a grace period on Purchases when you pay your entire statement balance each month by the payment due date.
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3 After the Introductory period, your Regular APR will apply to these Introductory balances and any new transactions. If you transfer a balance or write a Convenience Check after 90 days from Account opening, we may still honor the Balance Transfer or Convenience Check, but you will not receive the Introductory APR. Instead, the Regular APR will apply. Your Regular APR will apply to Purchases and Cash Advances immediately upon account opening. Your Regular APR will vary with the market based on the Prime Rate. There is a transaction fee of 5% of the amount of each Balance Transfer, Convenience Check and Cash Advance from Account opening. The Cash Advance fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account.
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4 Certain terms, conditions and exclusions apply. Please refer to the Credit Card Benefits Guide for further details.
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5 Zero liability policy: You are not liable for unauthorized use that is reported to us. Unauthorized use means the use of a credit card by someone other than you who does not have actual, implied or apparent authority for such use and from which you do not receive a direct or indirect benefit.
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All credit cards subject to approval.
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If you apply for a USAA Visa SignatureSee note® Credit Card and are approved for a credit limit less than $3,000 you'll automatically be issued a USAA VisaSee note® Platinum Credit Card with the same terms and fees.
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The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
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American Express is a federally registered service mark of American Express and is used by USAA Federal Savings Bank as the credit card issuer pursuant to a license.
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Visa is a registered trademark of Visa International Service Association and used under license.
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"USAA Bank" means USAA Federal Savings Bank.
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Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.
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Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.
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