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USAA BANK

Take home up to $400

Get $200 with a new USAA Performance First® Savings account see note 1 and another $200 with your first USAA Classic Checking account see note 2 after completing qualifying activities. With both bonuses, you'll walk away with $400. Limitations apply.

Get started

Offer available 1/15/2025 to 4/24/2025

Two accounts.
Double the bonus.

Get $200

USAA Performance First® Savings

Apply for and open a new USAA Performance First® Savings account. Deposit $15,000 or more in new money within 30 days of opening your account and maintain this balance for the 90-day qualifying period. see note 1
Apply now Learn more

Get $200

USAA Classic Checking

Apply for and open your first USAA Classic Checking account with a $25 minimum deposit, then set up and receive a qualifying direct deposit of $100 or more with 180 days. see note 2
Apply now Learn more

Here’s how to earn your $400

1
Apply for and open a new USAA Performance First® Savings account along with your first USAA Classic Checking account.
2
Complete the qualifying activities for your savings see note 1 and checking accounts. see note 2
3
Enjoy a total of $400 to put toward your financial goals.

Savings and checking, better together

USAA Bank gives you the right tools and security to help meet your financial needs.

  • Free Savings Tools see note 3

    Speed up your savings when you pair your USAA Bank checking and savings accounts.

  • No monthly service fees

    USAA Bank charges zero monthly service fees to maintain your account.

  • 24/7 fraud monitoring

    Stay updated with text alerts see note 4 on suspicious activity and zero liability see note 5 for unauthorized debit card transactions you report to us.

  • Transfer money easily

    Moving your money between accounts is free, quick and easy — like it should be.

Earn up to $400

Limitations apply.
Offer available 1/15/2025 to 4/24/2025.

Get $200 with a new USAA Performance First® Savings account
Apply now
Get $200 with your first USAA Classic Checking account
Apply now

1 Savings Cash Promotion Offer Terms and Conditions
Eligibility:
Offer available for new USAA Performance First Savings accounts from USAA Federal Savings Bank, also known as USAA Bank, applied for between January 15, 2025, and April 24, 2025, by 11:59 p.m. Central Time. The account is not eligible for this offer if it is titled as a trust account, estate account, Uniform Transfers to Minors Act account, or any other representative or fiduciary account. The account must remain open and in good standing through the time we attempt to deposit any earned bonus payment.
Bonus Requirements and Payment:
To qualify for the bonus:
(1) Apply for a new USAA Performance First Savings account between January 15, 2025, and April 24, 2025, by 11:59 p.m. Central Time.
(2) Once your account is opened, receive qualifying new money deposits of at least $15,000 into the account by the end of the Initial Funding Period, which is 30 calendar days after account opening. Note that your account open date may not be the same as your application date. New money deposits are deposits that are new to USAA Bank, deposited into your new savings account from outside of USAA Bank. Electronic deposits or transfers received from any other USAA Bank account or product or from a USAA Bank credit card do not qualify. Interest earned on your account and any fee rebates or waivers credited to your account do not qualify. Deposit cutoff times apply. Deposits may be subject to limits. Depending on your limits, you may need to initiate multiple deposits or initiate deposits from your non-USAA Bank accounts. See the Depository Agreement and Disclosures for details.
(3) Maintain a minimum daily ledger balance of at least $15,000 for the duration of the Qualification Period, which is a period of 90 calendar days after the Initial Funding Period. The total promotion period is 120 days from your account open date. If the account's ledger balance drops below the $15,000 minimum daily ledger balance on any day during the 90-calendar day Qualification Period, the account will not qualify to receive the cash bonus. The ledger balance in the account is determined each business day at the completion of our end-of-day processing.
We will attempt to deposit the $200 bonus into your qualifying new USAA Performance First Savings account within 60 calendar days after the end of the Qualification Period. You are responsible for any federal, state, or local taxes due on the bonus and we will report the bonus as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Terms and Conditions:
All account applications are subject to approval prior to account opening and may be subject to a $1,000 minimum opening deposit. Offer can't be paid without a valid U.S. taxpayer identification number or combined with any other bonus related to consumer savings accounts. Offer is limited to one bonus per member, one bonus per account, on first eligible account only. Offer cannot be reproduced, purchased, sold, transferred or traded. See the Depository Agreement and Disclosures for terms and conditions of your USAA Performance First Savings account. Offer may be discontinued or changed at any time without notice.

2 Checking Cash Promotion Offer Terms and Conditions

Eligibility:

Offer available for new USAA Classic Checking accounts from USAA Federal Savings Bank, also known as USAA Bank, applied for between January 15, 2025, and April 24, 2025, by 11:59 PM Central Time. The account is not eligible for this offer if: 1) the primary account holder currently has, or has had, primary, secondary, or any other ownership of a USAA Bank checking account (including USAA Youth Spending accounts) in the 12 months prior to account opening; or 2) the account is titled as a trust account, estate account, Uniform Transfers to Minors Act account, or any other representative or fiduciary account. The primary account holder is the account holder whose U.S. taxpayer identification number is used for tax reporting purposes on the new account. The account must remain open and in good standing through the time we attempt to deposit any earned bonus payment.

Bonus Requirements and Payment:

To qualify for the bonus, apply for a new USAA Classic Checking account between January 15, 2025, and April 24, 2025, by 11:59 PM Central Time, open your account, and receive a qualifying direct deposit of at least $100 into the account within 180 calendar days after account opening. Note that your account open date may not be the same as your application date. A qualifying direct deposit is a single Automated Clearing House, also known as ACH, electronic deposit of $100 or more. An electronic transfer initiated from your new USAA Bank checking account that instructs USAA Bank to pull funds from another financial institution into your account does not qualify as a direct deposit. Internal transfers between USAA Bank accounts do not qualify. We will attempt to deposit the $200 bonus into your qualifying new USAA Classic Checking account within 60 calendar days after the first qualifying direct deposit amount has been received. You are responsible for any federal, state, or local taxes due on the bonus and we will report the bonus as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

All account applications are subject to approval prior to opening and may be subject to a $25 minimum opening deposit. For USAA Classic Checking accounts with a daily ledger balance of $1000 or more, the APY is 0.01%, accurate as of January 15, 2025. For current annual percentage yield or APY, refer to usaa.com/checking. Rates may change at any time. Fees may reduce earnings. Offer can't be paid without a valid U.S. taxpayer identification number or combined with any other offer related to checking accounts. This offer limited to one bonus per account, on first eligible account only. Offer cannot be reproduced, purchased, sold, transferred or traded. See the Depository Agreement and Disclosures for terms and conditions of your USAA Classic Checking account. Offer may be discontinued or changed at any time without notice.

3 To take full advantage of Savings Tools, you need to have a USAA Federal Savings Bank checking and savings account.

4 Message and data rates may apply.

5 You are not liable for unauthorized use of a debit card that you report to us. "Unauthorized use" means the use of a debit card by someone other than you without actual authority to use the debit card and from which you receive no benefit. It does not include use of a debit card (1) by a person who was furnished the debit card by you unless you notified us that transfers by that person are no longer authorized or (2) with fraudulent intent by you or any person acting in concert with you.

Membership eligibility and product restrictions apply and are subject to change.

"USAA Bank" means USAA Federal Savings Bank.

Deposit products and services offered by USAA Federal Savings Bank, Member FDIC.

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