Types of boats we can finance
Get your life jacket ready. We can help finance a new or used boat, and the trailer, so you can embark on the adventure you've been dreaming of.
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Motorboat
This could be a freshwater or saltwater boat with an inboard or outboard motor.
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Fishing boat
From bass boats to offshore boats, these vessels are designed for fishing.
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Pontoon
Built on hollow metal cylinders, pontoon boats are great for lakes and rivers.
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Sailboat
These boats have at least one sail and are used for racing or relaxing.
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Yacht
From day cruisers to sailing yachts, our financing can help get you on the open waters.
Looking to finance something smaller?
If you're thinking of buying a new Jet Ski®, WaveRunner®, Sea-Doo® or other personal watercraft, consider a personal loan.See note2 If you need financing options for a new rowboat, canoe or kayak, take a look at our credit card options.
Why choose us for your boat loan?
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Quick application
Apply online and get a decision in minutes in most cases.
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Up to 20 years financing
We offer terms up to 240 months, or 20 years.See note1
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Extraordinary customer service
USAA representatives are ready to help.
How to get a boat loan
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Step 1: Apply online.
It only takes a few minutes. You'll need to know your loan amount and give details about your income, housing and employer.
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Step 2: Get a decision.
In most cases, you'll get an answer in minutes.
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Step 3: Call to finalize your loan.
We'll ask what you're buying and where to send the money. Call 800-531-USAA that's 210-531-8722.
See how boat insurance could fit your needs.
A boat insurance policy from the USAA Insurance AgencySee note3 can cover your boat, transport trailer and more. From emergency services to liability protection, boat insurance can help you stay afloat.