USAA Federal Savings Bank
FDIC-Insured - Backed by the full faith and credit of the U.S.
Government
IRA I R A Certificate of Deposit (CD) — Rates
Rate Information
| Term | Standard
Minimum Deposit: $250 |
Jumbo
Minimum Deposit: $95,000 |
Super Jumbo
Minimum Deposit: $175,000 |
|---|---|---|---|
| 12 months | 1.80% | 1.80% | 1.80% |
| 24 months | 1.40% | 1.40% | 1.40% |
| 36 months | 1.30% | 1.30% | 1.30% |
| 48 months | 1.25% | 1.25% | 1.25% |
| 60 months | 1.25% | 1.25% | 1.25% |
| 84 months | 1.25% | 1.25% | 1.25% |
APYs Annual Percentage Yields current as of 04/24/2025. Rates subject to change.
To learn about other IRA I R A types and terms, call us at 800-531-8722.
| Term | Standard
Minimum Deposit: $250 |
Jumbo
Minimum Deposit: $95,000 |
Super Jumbo
Minimum Deposit: $175,000 |
|---|---|---|---|
| 12 months | 1.79% | 1.79% | 1.79% |
| 24 months | 1.39% | 1.39% | 1.39% |
| 36 months | 1.29% | 1.29% | 1.29% |
| 48 months | 1.24% | 1.24% | 1.24% |
| 60 months | 1.24% | 1.24% | 1.24% |
| 84 months | 1.24% | 1.24% | 1.24% |
Interest rates current as of 04/24/2025. Rates subject to change.
To learn about other IRA I R A types and terms, call us at 800-531-8722.
| Term | Standard
Minimum Deposit: $250 |
Jumbo
Minimum Deposit: $95,000 |
Super Jumbo
Minimum Deposit: $175,000 |
|---|---|---|---|
| 12 months | 1.80% | 1.80% | 1.80% |
| 24 months | 1.40% | 1.40% | 1.40% |
| 36 months | 1.30% | 1.30% | 1.30% |
| 48 months | 1.25% | 1.25% | 1.25% |
| 60 months | 1.25% | 1.25% | 1.25% |
| 84 months | 1.25% | 1.25% | 1.25% |
APYs Annual Percentage Yields current as of 04/24/2025. Rates subject to change.
To learn about other IRA I R A types and terms, call us at 800-531-8722.
| Term | Standard
Minimum Deposit: $250 |
Jumbo
Minimum Deposit: $95,000 |
Super Jumbo
Minimum Deposit: $175,000 |
|---|---|---|---|
| 12 months | 1.79% | 1.79% | 1.79% |
| 24 months | 1.39% | 1.39% | 1.39% |
| 36 months | 1.29% | 1.29% | 1.29% |
| 48 months | 1.24% | 1.24% | 1.24% |
| 60 months | 1.24% | 1.24% | 1.24% |
| 84 months | 1.24% | 1.24% | 1.24% |
Interest rates current as of 04/24/2025. Rates subject to change.
To learn about other IRA I R A types and terms, call us at 800-531-8722.