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Benefits of tap to pay

With contactless technology, use near field communication, or NFC, to securely complete payments at a merchant with a contactless enabled terminal. Using tap to pay can help keep your card information safe while saving you time at the register.

Fast

Pay in seconds with a tap of your card at a contactless enabled terminal.

Secure

Each contactless transaction is secured with a unique one-time security code to prevent fraud.

Touch-Free

Your card stays in your hand during checkout. So, you can pay without touching the sales terminal.

How to use your contactless card

Follow these three easy steps to use your contactless card to tap to pay at checkout.

  • Look

    Check for the Contactless Symbol at the sales terminal when you're ready to pay.

  • Tap

    Tap your card on the sales terminal or hold your card directly over the Contactless Symbol.

  • Go

    Your payment is securely processed in seconds. Once your payment is confirmed, you're good to go!

Where to tap your card

A variety of merchants worldwide offer the convenience of tap to pay. Discover how a contactless card simplifies getting what you need, whenever you need it.

Stores and shops

  • Grocery
  • Retail
  • Drug and pharmacy
  • Convenience

Everyday services

  • Fast-food restaurants
  • Coffee shops
  • Vending machines

Transportation

  • Transit systems
  • Taxis
  • Parking
  • Gas stations

Don't have a USAA checking account or credit card? Learn more.

Contactless cards FAQ