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Home loan refinance options
Our home loan refinance options could help reduce your interest rate, shorten your term, or trade in the equity of your home to get cash back at closing.
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VA Cash-out Refinance LoanSee note1
- 6.000%See note2
- 6.464% Annual Percentage RateSee note3
Features
- Refinance up to 90% of the value of your home.
- Option to finance the funding fee.See note4
- Use the money from refinancing to help you meet your goals.
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VA Interest Rate Reduction Refinance Loan (IRRRL)
- 6.000%See note2
- 6.112% Annual Percentage RateSee note3
Features
- Refinance up to 100% of the value of your home.
- VA IRRRL available in a variety of terms.
- Option to finance the funding fee.See note4
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VA Jumbo Interest Rate Reduction Refinance Loan (IRRRL)
Features
- Refinance up to 100% of the value of your home.
- Save on your monthly payment with a lower rate.
- Option to finance the funding fee.See note4
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VA Jumbo Cash-out Refinance LoanSee note1
Features
- Refinance up to 90% of the value of your home.
- Apply for up to $500,000 cash-out limit.
- Use the money from refinancing to help you meet your goals.
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Conventional Refinance LoanSee note5
- 6.875%See note2
- 7.097% Annual Percentage RateSee note3
Features
- Refinance up to 95% of the value of your home (private mortgage insurance may be required).
- A variety of terms available.
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Conventional Cash-out Refinance LoanSee note1See note,See note5
- 7.375%See note2
- 7.618% Annual Percentage RateSee note3
Features
- Refinance up to 80% of the value of your home.
- Get cash back at closing from the equity of your home.
- Use the money from refinancing to help you meet your goals.
