Preferred Cash Rewards Visa Signature® Credit Card

Earn unlimited 1.5% cash back on purchases.

SPECIAL OFFER

Good news! There is an offer on this card.

Apply now with a Preferred Cash Rewards Visa Signature® Card Join now for a Preferred Cash Rewards Visa Signature® Card

Unlimited Cash Back^{See note2}

1.5% cash back on purchases
No category restrictions

See Reward Terms and Conditions

Auto Deductible Reimbursement^{See note3}

You can qualify to get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 purchases in the prior calendar month

See A D R Benefit Guide (Opens New Window for PDF)

Rates Note: View the Preferred Cash Rewards Visa Signature® Card Rates and Fees.

16.65% to 28.65%

Variable Regular Annual Percentage Rate (Opens pop-up)

No Penalty Annual Percentage Rate (Opens pop-up)

Fees

No Annual Fee

No Foreign Transaction Fees

Balance Transfer and Cash Advance fee is 5% of each transaction amount.^{See note4}

View Rates and Fees

Redeem your rewards.

Make the most of your cash back. Redeem it your way, on your schedule.

Step 1 Earn

Your cashback rewards never expire. Plus, earning is simple with no limits or categories.
Step 2 Track

Check your total quickly on usaa.com or the mobile app. Cash back for posted transactions is usually added within 48 hours.
Step 3 Redeem

Choose from a range of exciting redemption options. Redeem some or all of your cash back.

Benefits and Features

Carry a credit card that's easy to use and manage, with peace of mind built in.

Security and Protection

Rely on us — from secure logons to zero liability for unauthorized transactions.^{See note5}
Set up a variety of alerts on your mobile device to stay informed.
Report a lost or stolen card online or in the app.

Travel Benefits^{See note6}

Auto Rental Coverage
Travel Accident Insurance
Trip Cancellation and Interruption Coverage
Baggage Delay and Reimbursement

Support and Service

Access USAA customer service 24/7 online.
Take advantage of extended warranty protection on U.S. manufacturers' warranties.^{See note6}
Add your card to your phone for fast mobile payments or checkouts.

Still searching for the right card?

We offer a full range of credit cards to meet your needs.

USAA Rewards™ Visa Signature® Credit Card

Best For:

Those who want to maximize the value of their points on gift cards, merchandise and more.

Learn more

USAA Rate Advantage Visa® Platinum Credit Card

Best For:

Those who carry a balance from month to month.

Learn more About the USAA Rate Advantage Visa Platinum® Card

Available With:

Note 1 To qualify for a bonus, you must meet the purchase requirements described in the offer. Please allow up to 90 days after the end of the promotion for the bonus to be added to your rewards balance within the USAA Rewards Center. Transactions that are not Qualifying Purchases do not earn rewards and will not apply to purchase requirements of the offer. See the Reward Program Terms and Conditions for more information.

Note 2 You will earn rewards based on your Qualifying Purchases. Qualifying Purchases are the Purchases of products or services that post to your Account, minus any returns, refunds, or other adjustments made with your Account by you or an Authorized User of your Account. Certain restrictions apply, including limitations if your Account becomes delinquent or closed. Transactions that are not Qualifying Purchases do not earn rewards. See the Reward Program Terms and Conditions for more information.

Note 3 In order for coverage to apply, you must use your Preferred Cash Rewards credit card to make 8 or more separate net purchases (purchases minus credits and returns) in the calendar month immediately preceding the loss. This benefit does not apply to residents of Washington State and as otherwise prohibited by law. Please refer to the Automobile Insurance Deductible Reimbursement Benefit Guide (ADR Benefit Guide) for further details and full terms and conditions.

Note 4 There is a transaction fee of 5% of the amount of each Balance Transfer, Convenience Check and Cash Advance. The Cash Advance fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account.

Note 5 Zero liability policy: You are not liable for unauthorized use that is reported to us. Unauthorized use means the use of a credit card by someone other than you who does not have actual, implied or apparent authority for such use and from which you do not receive a direct or indirect benefit.

Note 6 Certain terms, conditions and exclusions apply. Please refer to the Credit Card Benefits Guide for further details.

All credit cards subject to approval.

If you apply for a USAA Visa Signature® Credit Card and are approved for a credit limit less than $3,000 you'll automatically be issued a USAA Visa® Platinum Credit Card with the same terms and fees. This is not applicable to the USAA Eagle Navigator™ Visa Signature® Credit Card.

Apple Pay^® is a registered trademark of Apple Inc.

Google Pay is a trademark of Google LLC.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

The Contactless Indicator and Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

Visa is a registered trademark of Visa International Service Association and used under license.

American Express is a federally registered service mark of American Express and is used by USAA Federal Savings Bank as the credit card issuer pursuant to a license.

Membership eligibility and product restrictions apply and are subject to change.

"USAA Bank" means USAA Federal Savings Bank.

Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.

5787420

Preferred Cash Rewards Visa Signature® Credit Card

SPECIAL OFFER

Variable Annual Percentage Rates

Penalty Annual Percentage Rates

Balance Transfer and Cash Advance Fee

Redeem your rewards.

Step 1 Earn

Step 2 Track

Step 3 Redeem