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Stack discounts to save the most on your coverage.

Our service is legendary, but it doesn't have to come with a big price tag. Our members saved an average of $725See note1 on their annual premium when they switched to USAA Auto Insurance. On top of that, there are many ways to lower your premium even more.

  • Your student driver has good grades?See note2

    You could get a break.

  • Got a clean driving record?See note3

    That could put money in your pocket.

  • Garaging your car on a military installation?See note4

    There's a discount for that.

Get discounts for being a good driver.

Maintain a good driving record for more than five years, and you could receive a safe driver discount.See note3 You could get a discount if you have completed an approved course for defensive drivingSee note5 or completed a basic driver training course.See note2 And if you live in an eligible state, you could get up to 30% off your auto premium with our safe driving program, USAA SafePilot®.See note6

Get discounts for insuring more vehicles and bundling auto with homeowners or renters.

Got a new driver at home? Extend your coverage to two or more vehicles, and you could be eligible for a multi-vehicle discount.See note2 You can also get up to 10%See note7 off your property insurance when you add auto. Learn more about the bundle and save discount.

Did you know?

You can get a discount on your car insurance if your student driver maintains good grades. Learn more about car insurance for teen drivers.

Get discounts for newer vehicles and anti-theft devices.

We understand newer cars have improved safety features. If your vehicle is not more than 3 years old, you might get a discount on your car insurance.See note2 If you have an anti-theft device installed in your car, there's a discount for that too.See note8

Get discounts if you're storing your vehicle or don't drive much.

If you're deployed or storing your insured car for any other reason, you could get up to 60% off.See note9 If you're garaging your car on a military installation, you could save up to 15%See note4 on comprehensive coverage. You can also get a discount on your car insurance for driving less, based on the number of miles per year.See note2

Get discounts for being a loyal member.

Continue the USAA Auto Insurance tradition that your parents started, and you could save up to 10% on your own policy with the MyUSAA Legacy Discount.See note10 Stick with us for your car insurance coverage and you could save even more.

See how much you could save with USAA Auto Insurance.

Get a quote for Auto Insurance

How else can I save money on car insurance?

There are a few other ways you can lower your premium.

  • Increase your deductible. The more you can pay out of pocket, the lower your premium.

  • Drop collision and comprehensive coverages. It could be worth it to drop the two if you've paid off your car and its value is less than your premium and deductible.

  • Select a different car. Consider a vehicle that won't be too costly to repair and run quotes on the ones you're looking at.

Learn more about car insurance.

More car insurance resources

Get the other coverage you need.

Have more questions or need to file a claim?

It's easy to file a claim. If you still need help or have more questions, just call us at 800-531-USAA (8722). You can also learn more about car insurance from our auto insurance FAQ.