What's ATV insurance?
ATV insurance is coverage for your ATV or UTV that helps you hit the trail with confidence.
Your ATV will be covered with a motorcycle insurance policy. If you already have motorcycle insurance, you can add your vehicle to your existing policy.
Do I need ATV insurance?
Several states require you to have bodily injury and property damage liability coverage. And you may need a policy to ride an ATV in some parks.
Some lenders also require comprehensive and collision coverage if you're financing your vehicle.
Why get a policy through the USAA Insurance Agency?
We have long-standing alliances with other insurance providers, and we monitor these relationships to make sure they meet our standards.
We’ve worked closely with Progressive for over 30 years. You can get help from specially trained representatives who'll serve you at the level you expect.
How much is ATV insurance?
How much you'll pay for coverage depends on your vehicle, your driving history and the coverage options you choose.
ATV insurance FAQ
ATV insurance typically doesn’t cover racing or performing stunts. This includes when you’re riding on a racetrack, in a closed-course event or getting paid for your activities.
Some homeowners policies may provide limited coverage for you while riding your ATV or UTV on your property. But you're usually not covered once you leave your property.
Most auto policies won't provide any coverage unless your ATV or UTV is registered for use on public roads and listed on your policy.
Yes. You need comprehensive coverage all year. It helps protect your vehicle from theft, vandalism and damage not related to a collision.
Leave your worries in the dust with ATV insurance.
Get protection through the USAA Insurance Agency's alliance with Progressive.
Have more questions?
Talk to an expert. Progressive has agents dedicated to helping USAA members.
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