Retirement
Explore ways to help you save and plan for a successful retirement.
Retirement articles
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When to start investing: 4 reasons why the time is now
Many people wonder when to start investing. In this article we will give you 4 reasons why now is the right time to start getting the most out of your money.
Read article When to start investing: 4 reasons why the time is now
Elder financial abuse: How to protect yourself and your family
Are you or someone you know at risk of elder financial abuse? Get to know the risk factors, common scams, and tips for protecting yourself and your family from this harmful crime.
Read article Elder financial abuse: How to protect yourself and your family
Are you going through your retirement savings too quickly?
Saving for retirement is only half the battle. Making sure you have a game plan for how you'll spend your money and how much to take out each year is critical.
Read article Are you going through your retirement savings too quickly?
Annuities versus investments
Questions about annuities compared to other financial products? Learn the differences between annuities and investments.
Read article Annuities versus investments
What happens when term life insurance expires?
You've outlived your term life insurance policy. What happens to your policy at its expiration and what options do you have as a consumer?
Read article What happens when term life insurance expires?
Is the Blended Retirement System lump sum option right for me?
Want to know if a Blended Retirement System, or BRS, lump sum option is the right decision for you? Read on to learn more.
Read article Is the Blended Retirement System lump sum option right for me?
Why rates differ between deferred annuities, savings accounts and CDs.
Why do rates differ between deferred annuities, savings accounts and CDs? This is a question we hear often from advisors and members. Read on to learn more.
Read article Why rates differ between deferred annuities, savings accounts and CDs.
When should I take Social Security benefits?
Social Security benefits make up a big portion of retirement income for most. That's why the decision about when to start receiving these benefits is critical.
Read article When should I take Social Security benefits?
Annuities 101: Most commonly asked questions and answers
Read some of our most commonly asked annuities questions and answers and see how they may help you plan for the future.
Read article Annuities 101: Most commonly asked questions and answers
4 key risks to your retirement
Understanding and planning for potential risks in retirement can help you create the future you want.
Read article 4 key risks to your retirement
Comparing annuities, IRAs and pensions as you save for retirement
There are a lot of similarities between annuities and pensions. Learn the difference between annuities compared to IRAs and pensions.
Read article Comparing annuities, IRAs and pensions as you save for retirement
Will Social Security be there for me?
Social Security stability is an ongoing debate. Although factors you can't control may decide its future, you can act now to avoid a reduction in benefits.
Read article Will Social Security be there for me?
Required minimum distributions, or RMDs: What you need to know
After a certain age, there are minimum amounts that a retirement plan account owner must withdraw annually. Follow this guide for breakdown and analysis.
Read article Required minimum distributions, or RMDs: What you need to know
The Great Resignation: What do I do with my retirement plan?
Leaving a job can have you wondering what to do with your employer retirement plan. Should you cash out, stay put or roll over? We can help you decide.
Read article The Great Resignation: What do I do with my retirement plan?
Investing for beginners: A detailed guide
This beginner's guide to investing will teach you the basic investing terms and principles. Understanding these can help you achieve your financial goals.
Read article Investing for beginners: A detailed guide
How to invest when interest rates are rising
With ever changing interest rates, people are asking how they should invest. Learn more about how rate hikes affect your investments.
Read article How to invest when interest rates are rising
5 questions to ask a financial advisor before hiring them
Choosing a financial advisor is crucial for your financial future. Ask these 5 important questions to make an informed decision before hiring one.
Read article 5 questions to ask a financial advisor before hiring them
How to make your money last in retirement
Saving for retirement can be stressful. Worrying if your money will last can be worse. Find out how to help maximize every dollar.
Read article How to make your money last in retirement
What's diversification? And how do I diversify my investments?
Some people get nervous about investing over the chance they'll lose money in an unstable market. But that's where diversification can help. Spreading investments across different assets helps reduce risk while growing wealth.
Read article What's diversification? And how do I diversify my investments?
How to create your retirement income strategy
Now that you're retired, there are a few things you need to know to manage your money effectively. Here are some retirement income strategy tips to help.
Read article How to create your retirement income strategy
Making sense of National Guard and Reserve retirement
Serving in the National Guard or Reserves is a great way to serve your country, and for your service, you have an opportunity to boost your retirement.
Read article Making sense of National Guard and Reserve retirement
Time is on your side: Start saving for retirement early
The biggest challenge people have in saving for retirement is getting started. Read on for some important points as you begin to save for your retirement.
Read article Time is on your side: Start saving for retirement early
Saving for retirement, even if you're behind
Saving for retirement can seem unmanageable, especially if you're behind. You can reach your retirement goals through planning, budgeting and execution.
Read article Saving for retirement, even if you're behind
What is a 401(k), TSP or 403(b)? Understanding your retirement options
Discover your retirement plan options. Learn how to maximize contributions, investment strategies and more for a secure future.
Read article What is a 401(k), TSP or 403(b)? Understanding your retirement options
Living trust versus will: Which is right for you?
Choosing an estate planning option for your family can take time and effort. Explore the difference between trusts and wills and find which is right for you.
Read article Living trust versus will: Which is right for you?
Military retirement: 3 reasons guard and reserve members celebrate 60
If you too are eagerly anticipating the day you receive military retirement, read on for a few great reasons to celebrate your 60th birthday.
Read article Military retirement: 3 reasons guard and reserve members celebrate 60
Is crypto too risky an investment?
Do you know enough about cryptocurrency to invest in it? We can help get you started and spell out some of the risks.
Read article Is crypto too risky an investment?
How the Secure 2.0 Act of 2022 could impact your retirement plans
New federal legislation affects how we save for retirement, and how we make distributions from retirement plans. Learn some of the key components of the Secure 2.0 Act of 2022.
Read article How the Secure 2.0 Act of 2022 could impact your retirement plans
Social Security claiming tips: Look before you leap.
When deciding about Social Security claiming, it's important to think in terms of the "long game." Learn more about Social Security for single or married people.
Read article Social Security claiming tips: Look before you leap.
Financial housekeeping tips during tax season
Our 2023 tax season guide is designed to help you make the best tax decisions in an environment where inflation has hit a 40-year high.
Read article Financial housekeeping tips during tax season
A paycheck that can last for life
Everyone talks about saving for retirement but what do you do with all your hard-earned money when the time comes? Protect your investment and your future with a USAA Income Annuity.
Read article A paycheck that can last for life
Rethinking your retirement plans after the loss of your spouse
Losing a spouse is never easy, and the last thing most people think of after losing a loved one is retirement needs. USAA is here to help you move forward.
Read article Rethinking your retirement plans after the loss of your spouse
Seven tips to successful retirement planning
Retirement is all about being able to do the things that we didn't have the time or resources to do when working full time. But where does retirement money come from?
Read article Seven tips to successful retirement planning
Annuity myths and facts
Understanding the basics of annuities can help you make an informed decision that's right for you. From types to tax benefits, read our guide for everything you need to know about annuities.
Read article Annuity myths and facts
Online estate planning pros and cons
Online estate planning can be tempting for those looking to save money. Examine the pros and cons before trying to plan your own estate online.
Read article Online estate planning pros and cons
Estate Planning Checklist: Simple as 1-2-3
Discover a simple 3-step estate planning checklist to make sure your assets go to the right people at the right time.
Read article Estate Planning Checklist: Simple as 1-2-3
5 questions to ask your financial advisor about retirement
Planning for retirement can seem daunting, but it doesn't have to be. Start by asking your financial advisor these five questions. Then, build your plan with confidence.
Read article 5 questions to ask your financial advisor about retirement
How to combat inflation
Inflation is on the rise, but we're here to help. Take these simple steps to manage your finances wisely during periods of high inflation.
Read article How to combat inflation
Life insurance in retirement: planning for security.
Discover how life insurance can enhance your retirement security and provide for your loved ones.
Read article Life insurance in retirement: planning for security.
5 tips to help you plan a relaxing retirement
USAA provides you with five tips on how to start planning for your retirement. Get started today with more information.
Read article 5 tips to help you plan a relaxing retirement
5 key pieces for an effective estate plan
Effective estate-planning includes a trust, power of attorney, living will and beneficiaries. Learn more about key pieces to estate-planning here.
Read article 5 key pieces for an effective estate plan
Self-employed? How to save for retirement
Retirement is on most people's mind, especially for those who are self-employed. Take a look at the differences and how to get started.
Read article Self-employed? How to save for retirement
How to set up your immediate annuity
So, you've decided on an immediate annuity, also called an income annuity, will be a valuable part of your retirement plan. What happens next? How do you structure an immediate annuity to get the most out of it? Let's go over your options.
Read article How to set up your immediate annuity
ETF versus mutual fund: Which is best for my investing portfolio?
Explore the key difference, advantages, and other factors to consider when choosing between ETFs and mutual funds.
Read article ETF versus mutual fund: Which is best for my investing portfolio?
6 retired Reserve and National Guard benefits
Here are 6 retired Reserve and National Guard benefits that you won't want to miss. Read on to learn more.
Read article 6 retired Reserve and National Guard benefits
Social Security: How WEP and GPO work
In this article we'll explain how WEP and GPO work and who's affected. And we'll provide some real-life examples for these Social Security benefits.
Read article Social Security: How WEP and GPO work
Social Security: Why it's important to your retirement
Social Security represents one of the most effective and efficient ways to deliver stable retirement income. That's why it's important to your retirement plan.
Read article Social Security: Why it's important to your retirement
How a retirement income plan can help during market volatility
Are your 401(k) and the stock market giving you stress? Learn how a retirement income plan can help you during market volatility.
Read article How a retirement income plan can help during market volatility
Finish strong in the retirement homestretch.
You've been saving for years, and retirement is closer than ever. Make sure you're still on track and can finish strong.
Read article Finish strong in the retirement homestretch.
Health care in retirement: Medicare basics
Aging into Medicare is all about planning and doing so with the best information possible. Check out how to prepare for this change.
Read article Health care in retirement: Medicare basics
How to save for retirement after TSP
Whether you choose a path that leads to working for an employer or starting your own business, you have plenty of options to save for retirement.
Read article How to save for retirement after TSP
Life insurance for seniors: What you need to know
Understanding life insurance for seniors, whether it's for your parents, loved ones or yourself, can offer peace of mind.
Read article Life insurance for seniors: What you need to know
Fixed indexed annuity pros and cons
Explore the pros and cons of a fixed indexed annuity. This popular financial product offers principal protection while still having growth potential.
Read article Fixed indexed annuity pros and cons
What's an immediate annuity?
Are you in need of paycheck for life? How about guaranteed savings not impacted by the market? An annuity might be right for you.
Read article What's an immediate annuity?
Retirement strategies: Understanding longevity versus liquidity
One of the most commonly mentioned risks that retirees face is the longevity risk. Learn more about what this is and how to reduce its impact on your future.
Read article Retirement strategies: Understanding longevity versus liquidity
Sort out your estate plans.
Whether you're flush with cash or an average person, you should consider developing an estate plan to make sure your wishes are carried out after you're gone.
Read article Sort out your estate plans.
Life insurance as a charitable gift
Life insurance is the gift that keeps giving. Learn about how to gift a life insurance policy and all of the benefits involved.
Read article Life insurance as a charitable gift
Loss of a loved one: Things to know before handling an estate.
Here are some important things to discuss with your legal, tax or financial professionals as you deal with the loss of a loved one.
Read article Loss of a loved one: Things to know before handling an estate.
When is an immediate annuity useful?
An annuity is a helpful tool when setting up a guaranteed source of income in your retirement, but it's not for everyone. Learn if it's right for you.
Read article When is an immediate annuity useful?
5 tips for beneficiaries: Planning for the future
Planning for the unexpected is important. Use these tips to navigate the various financial decisions that come with losing a loved one.
Read article 5 tips for beneficiaries: Planning for the future
Roth versus traditional IRA
Understand the difference between Roth and traditional IRAs. Let USAA help you navigate financial goals and taxes for your retirement.
Read article Roth versus traditional IRA
The benefits of an income annuity
Annuities are an important pillar in your retirement plan and can reduce risks as you plan for the future. Learn more about how valuable annuities can be.
Read article The benefits of an income annuity
Managing health risks in retirement
Health care costs continue to rise, and a fall in retirement can wipe out your plans. Making sure you manage health risks is important. See how to prepare.
Read article Managing health risks in retirement
How much money do you need to start investing?
While some investment options require more cash than others, you might be surprised to learn just how low it can be. Choosing a budget-friendly investment option can help you save for retirement.
Read article How much money do you need to start investing?
What is my rate of return on an immediate annuity?
Comparing immediate annuities to other investments can be confusing and misleading. Let's clear up some of the confusion and help you make the best choice for your retirement savings
Read article What is my rate of return on an immediate annuity?
Terminal illness planning checklist
If you've been diagnosed with a terminal illness, you may want to get your affairs in order. Use this checklist to start planning your estate.
Read article Terminal illness planning checklist
Turn your pay increase into financial security
How to use a job change to your financial advantage. Follow our transition guide to navigate an exciting new career change.
Read article Turn your pay increase into financial security
