Homeowners Insurance Made Simpler

We've updated our homeowners insurance and made it even better. Our smarter, improved coverage is designed to give you greater peace of mind. To find out more, listen to the video below.

 

Smarter, Improved Coverage



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Offering You Protection for Today's World

  • Up to 125% Dwelling Replacement Cost
  • Increased Limits on Liability Coverage
  • Replacement Cost Coverage for Personal Property
  • Increased Theft Coverage for Jewelry
  • Special Military Coverage
  • Identity Theft Coverage
  • Water Backup Protection

Plus, we offer new competitive discounts and multi-product discounts.


Get Details on Coverage and Discounts


Compare Our New and Previous Coverage



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Because we enhanced, clarified or reduced some coverages and endorsements, you may want to compare the new homeowners contract with the previous one.

For example, the theft limits for jewelry, silverware and guns have been increased to $10,000.

For your convenience, we have provided a detailed comparison of the new and previous coverage.


Compare the Coverages


Industry Comparison



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In addition to superior service and value, USAA's homeowners insurance now provides unmatched standard coverage.

For example, we offer up to $10,000 in coverage, with no deductible, for property destroyed due to war outside the United States while on active duty.

Check out our competitor comparison to get the details.


See the Difference


Members' Frequently Asked Questions



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Your updated policy will become effective at the date specified on your policy renewal summary page with no action required on your part.

However, we understand you may have some additional questions. For example, if your premium went up, you may want to know why. We've compiled a list of Frequently Asked Questions to help address these concerns. Or, you can call us at 1-800-531-USAA (8722).

We look forward to continue serving your homeowners insurance needs.


Get Answers to Frequently Asked Questions


Homeowners insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, San Antonio, Texas. Each company has sole financial responsibility for its own products.

Coverages subject to the terms and conditions of the policy.Coverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.

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