Coverage for these collections and more
You can protect all kinds of collectibles from popular brand names like M.I. Hummel®, Precious Moments®, Marvel®, Waterford®, Disney® and Warner Bros.®
-
Sports memorabilia and trading cards
-
Wine and accessories
-
Christmas and holiday collectibles
-
Figurines
-
Military memorabilia
-
Stamps and coins
-
Fine crystal and glass
-
Vintage dolls, action figures and bears
-
Movies, animation and advertising memorabilia
-
Comic books and art
-
Model trains and layouts
Add more protection if you need it.
To strengthen your policy, you can add the collector’s choice endorsement.
This helps protect your collectibles if you ship them, store them off-site, or use them in special events like shows or conventions.
Why get a policy through the USAA Insurance Agency?
We have long-standing alliances with other insurance providers, and we monitor these relationships to make sure they meet our standards.
We've worked with American Collectors Insurance for more than 30 years, and their dedicated teams are ready to help make sure you receive a similar level of service you expect from USAA.
Collectibles insurance FAQ
It depends on several things like the type of collectible, its value and the coverage limit you choose.
While the cost can vary, many collectors find it’s worth the peace of mind they get knowing their collection is protected.
You’ll need to send us an inventory of your collection and a photo for any items valued over $2,000. The insurer doesn’t usually require an appraisal.
To reach an agreed value, the insurer relies on underwriter knowledge and established pricing guides. If they have questions about the value of your items, they may contact you.
Agreed-value coverage insures your unscheduled collectibles for what you and your insurance provider agree they’re worth when you buy the policy See note 2. So, if they’re lost or damaged in a covered event, you'll receive that value minus any applicable deductible. This excludes stamps, coins, collectible wine, wine accessories and media.
With a standard personal property policy, you'd likely only receive the cost to repair or replace the items brand-new. This won’t take into account their collector value.
Example: A house fire destroys your vintage model train collection. If you had an agreed-value coverage of $30,000 on the collection, you'd get $30,000 minus your deductible.
But if you insured the same collection under a regular personal property policy, you’d likely only receive the amount it costs to buy a new model train set minus your deductible See note 3.
VPP insurance may help cover higher value individual items like jewelry, smartwatches, guns, cameras, and more from accidental damage or loss without a deductible. Collectibles insurance provides coverage for special collections not covered by a VPP policy. Learn more about VPP insurance.
Have more questions?
Specialists at American Collectors Insurance are ready to help.
For TTY devices, dial 711
Hours of operation for American Collectors Insurance
Note: Days and times may vary
Start protecting your treasured collection today.
