IRA Certificate of Deposit (CD) — Rates

Rate Information

 

Fixed Rate Annual Percentage Yield
Fixed Rate - APY
Term Standard
Minimum Deposit: $250		 Jumbo
Minimum Deposit: $95,000		 Super Jumbo
Minimum Deposit: $175,000
12 months 2.05% 2.05% 2.05%
24 months 1.65% 1.65% 1.65%
36 months 1.55% 1.55% 1.55%
48 months 1.50% 1.50% 1.50%
60 months 1.50% 1.50% 1.50%
84 months 1.50% 1.50% 1.50%

APYs current as of 12/28/2024. Rates subject to change.

To learn about other IRA types and terms, call us at 800-531-8722.

Fixed Rate Interest Rate
Fixed Rate - Interest Rates
Term Standard
Minimum Deposit: $250		 Jumbo
Minimum Deposit: $95,000		 Super Jumbo
Minimum Deposit: $175,000
12 months 2.03% 2.03% 2.03%
24 months 1.64% 1.64% 1.64%
36 months 1.54% 1.54% 1.54%
48 months 1.49% 1.49% 1.49%
60 months 1.49% 1.49% 1.49%
84 months 1.49% 1.49% 1.49%

Interest rates current as of 12/28/2024. Rates subject to change.

To learn about other IRA types and terms, call us at 800-531-8722.

Membership eligibility and product restrictions apply and are subject to change.Rates are subject to change daily. Fixed and adjustable CD rates are not guaranteed until your CD is issued. Annual Percentage Yield, also known as APY, assumes that interest remains on deposit until maturity. Withdrawals will reduce the amount of interest earned. Substantial penalty for early withdrawal. We deduct the early withdrawal penalty from the CD account's earned interest first, and then we deduct any remaining early withdrawal penalty from the principal amount of the CD account. Fees may reduce earnings on your account. Minimum initial deposit and minimum balance is $250 for Standard Variable CD, $1000 for Standard Fixed and Adjustable CDs, $95,000 for Jumbo CD and $175,000 for Super Jumbo CD.Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.249236