Checking Rates


Annual Percentage Yield (APY)

Account Type Daily Balance Annual Percentage Yield
USAA Classic Checking $1,000 or More 0.01%
USAA Youth Spending $1,000 or More 0.01%

Variable APYs current as of 02/27/2025. Rates subject to change.

Membership eligibility and product restrictions apply and are subject to change.Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.242950