Federal regulations require USAA Federal Savings Bank (FSB) to make information about our financial strength and risk management practices publicly available. We're committed to practicing prudent financial and risk management. As a result, we're a safe and stable institution.

Pillar 3 regulatory disclosures

FSB is under revised capital rules for institutions with total assets of at least $50 billion. They include a requirement to make public disclosures on a quarterly basis. This requirement is commonly known as Basel Pillar 3. The disclosures illustrate our financial strength by showing our:

Capital structure.
Capital Adequacy, which measures the level and quality of capital.
Risk-weighted assets, which help to demonstrate the level of risk related to our assets.

Quarterly disclosures

Dodd-Frank Act stress test disclosures

The Dodd-Frank Act requires certain financial institutions to conduct annual stress tests that assess an institution's stability and ability to operate if an unplanned event with severe negative financial impact occurs.

USAA Federal Savings Bank was subject to these requirements from 2014 to 2018. Effective May 24, 2018, USAA is no longer subject to Dodd-Frank Act stress testing or corresponding disclosure requirements due to the passage of the Economic Growth, Regulatory Relief, and Consumer Protection Act.

USAA Bank public disclosures

Pillar 3 regulatory disclosures

Quarterly disclosures

Dodd-Frank Act stress test disclosures