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USAA Life Insurance Company and USAA Life Insurance Company of New York

Stress less, retire more with USAA.

Get the freedom to do what matters most to you during retirement. To speak with a Retirement Income Specialist, call us at
800-531-3392.

Retirement income you can count on

Enjoy peace of mind in your retirement with an immediate source of guaranteed income.‍ ‍ See note 1 Use our calculator to learn how much monthly income you could receive from an immediate annuity.‍ ‍ See note 2

Calculate now

Benefits of an immediate annuity

USAA’s single premium immediate annuity, or SPIA, can help you cover fixed expenses in retirement.

Our SPIA provides guaranteed income backed by the financial strength of USAA Life Insurance Company and USAA Life Insurance Company of New York.

Guaranteed income you can’t outlive

Receive a protected stream of income that can help support you and your loved ones no matter how long you live.

Boosted retirement savings

Generate income through an immediate annuity to make the most of your hard-earned retirement savings.

Reduced portfolio risk

Create guaranteed income that helps you and your loved ones avoid taking portfolio withdrawals during market downturns.

Learn more about SPIA

Talk to a Retirement Income Specialist.

We're here to help you find the annuity that best fits your retirement plan.

Our Retirement Income Specialists have the knowledge and insights to help you enjoy your retirement. They don’t work on commissions, and they can offer a complimentary review of your retirement outlook.

They’ll help educate you about:

  • Retirement goals
  • Income sources.
  • Expenses and debt.
  • 401(k)s, IRAs and other assets.
  • Insurance and coverage limits.

You can get ready for your conversation using our
retirement planning worksheet (PDF) Opens in a new window.

Schedule a call

Not ready to retire yet?

It’s never too early to start planning for retirement. Learn what you can do to help protect the life you've worked so hard to create.

Start planning your retirement

Related resources

How to create your retirement income strategy

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The benefits of income annuity

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Read article: The benefits of income annuity

Let’s help you get protected income for life.

Call 800-531-3392

For TTY devices, dial 711

Hours of operation for our Retirement Income Specialists

Monday to Friday
7:30 a.m. to 7 p.m. CT
Saturday to Sunday
Closed

Note: Days and times may vary

Related footnotes:

  1. Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength.

  2. Money not previously taxed is taxed as income when paid. Withdrawals before age 59½ may be subject to a 10% federal tax penalty.

Related footnotes:

  1. An annuity is a long-term insurance contract issued by an insurance company designed to provide a retirement income stream for life. Once the contract principal is converted into an income stream, you will no longer have access to your principal as a lump sum. Terms, conditions, limitations and surrender charges may apply.

  2. Guaranteed Retirement Income Plan (GRIP): Forms ASI94832ST 10-11, ASI97207AK 10-11, ASI94878AR 10-11, ASI97208AZ 10-11, ASI94875CA 10-11, ASI97165CT 10-11, ASI97123IA 10-11, ASI97032ID 10-11, ASI94876IL 10-11, ASI97195KS 10-11, ASI97170MA 10-11, ASI94940MD 10-11, ASI94879MN 10-11, ASI94921MT 10-11, ASI94920NJ 10-11, ASI97268OH 10-11, ASI94877OK 10-11, ASI94941OR 10-11, ASI94922PA 10-11, ASI94833TX 10-11, ASI97124VA 10-11, ASI94874OS 10-11, NSI94897NY 10-11, NSI97130NY 10-11

  3. Learn about USAA's use of Artificial Intelligence.

    Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.

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