To help you protect your home, we’ve collaborated with Roost® and First Alert and Honeywell Home, leading smart home technology providers.
It’s a discount program that rewards you for using smart home devices.
Just connect at least 2 water leak detectors from Roost or First Alert and Honeywell Home and start sharing data with us. We’ll give you a discount on your USAA Homeowners Insurance. See note 1
You can also get mobile alerts about potential incidents and prevent serious damage before it happens. And you can add more devices from there.
Place them near toilets, sinks, dishwashers or water heaters and detect leaks before there's serious damage.
Control your home's temperature from anywhere, boost energy savings and help protect against freezing pipes.
Get an alert if an intruder breaks in, a smoke detector goes off or a fire alarm starts ringing.
Limited time offer: Get a free home security kit and professional monitoring for $15.99 per month with a 3-year contract. This package usually costs $20.99 per month See note 2 and includes 2 water leak detectors.
Included alarms and alerts:
Get leak detection kits starting at $104. Self-monitoring is included, with no contract or monthly fees. You can also pair it with other smart devices.
Optional alarms and alerts:
According to the Insurance Information Institute, between 2018 and 2022, water damage and freezing claims cost homeowners an average of nearly $14,000 (Opens new window).
Smart home devices can help you save thousands in repairs and avoid the hassle of filing a claim.
If you already have eligible Roost or First Alert and Honeywell Home devices, you can use them. You just need two water leak detectors to get started.
Make sure your devices are set up on their manufacturer’s app. Then enroll in Connected Home and start sharing data from your devices with USAA.
First, you'll need a USAA Homeowners Insurance policy. If you don't have one, you can get a quote for homeowners insurance.
Install and connect at least 2 water leak detectors from Roost or First Alert using their app.
Confirm your devices are Wi-Fi compatible, then enroll and sign our agreement. We'll also need you to share data with us.
Save up to 8% on your homeowners insurance. Your discount is applied automatically the day after your devices share data.
Yes, you can sign up as many homes as you have USAA Homeowners Insurance policies for. Each home must be in an eligible state and share data from at least two water leak detectors.
In most states, we don’t apply the Connected Home discount and the Protective Device Credit at the same time.
If you’re eligible for both, we’ll apply the Connected Home discount since it’s the larger of the two.
If you’re eligible for the Sprinkler Discount, you can receive it along with the Connected Home discount.
No, the Connected Home discount is currently only available when you connect two water leak detectors from Roost or First Alert.
Other devices can still help protect your home, but they won't qualify you for this discount.
Roost and First Alert and Honeywell Home will share device usage data with us for all devices connected to your app. This won’t include any audio, video or still images.
We’ll use the data internally to improve our offerings and better serve USAA members. We’ll never share your data with third-party or marketing companies.
We take your privacy seriously and will always work hard to protect your data. For more information, read the USAA Privacy Promise.